Capitec Bank Safety

I will always choose Capitec mainly because of its effortless digital efficiency and low bank fees. . I have been with Capitec bank for the past 8 years since I was a student, at that time I had a little online clothing business I was running & Capitec was a huge contributing component to its success! Even in my adulthood, I still choose Capitec! The best of banks! 🙌

Banking with Capitec has made my life very easy and convenient. I love everything about capitec from the fees,life cover,capitec pay and the app is so easy to use.

I’ve been using Capitec bank for the past 10years now and it has been an amazing experience with them,great service,convenient,not expensive,the consultant always willing to help.i love Capitec bank and I don’t see myself moving to anywhere else.

Capitec is the best bank ever! 🙌
I’ve been using it since I was 17, and now I’m 25 — that’s 8 solid years of convenience, low fees, and excellent service. What I love most about Capitec is how simple and affordable banking is. The app is user-friendly, sending money is quick, and their savings options are unmatched. Even when I had issues, customer service was always helpful. 💯

If you’re looking for a bank that puts you first without hidden charges, Capitec is the one! 🏦💙

Capitec is a user-friendly and affordable bank that makes everyday banking simple. Their app is easy to use, transactions are fast, and fees are low compared to other banks. Whether you’re sending money, opening savings plans, or applying for credit, everything is straightforward. It’s a great choice for anyone looking for convenience and value.

I never encountered any issues with Capitec Bank I have been using it for 5 to 10 years.

The Capitec app is user-friendly, secure, and convenient, making it ideal for everyday banking. It allows you to check balances, send money, buy airtime, and apply for credit anytime, with fast login options like fingerprint or facial recognition. While it occasionally has minor bugs or delays, it remains one of the most reliable and affordable banking apps in South Africa.

The app is super easy to browse (user friendly), can accomodate different age ranges in using it. I love how fast it is whether I’m sending money or buying airtime, no waiting for an app that loads forever. I can fully say almost everything I need is right in the app, I don’t have to go to the bank. Using the app without data or airtime make it easy to use the app anywhere anytime, just the convinience I need as a very busy person. I'd rate the app a 9,5/10

Capitec is by far the best bank when it comes to fees, convenience and safety . I highly recommend one to download the app because you can literally do everything on it without having issues of going to the bank. My entire family switched over to Capitec bank and they’ve been this happy!

Using the Capitec Banking App has completely transformed how I manage my finances. 🙌 No more long queues or rushing to the bank—everything I need is at my fingertips!

💡 Favourite feature? Definitely the easy-to-use Live Better savings tools and the quick payments function. I love how seamless it is to send money or buy airtime/data in seconds!

⏰ The app has saved me so much time—I can pay bills, transfer money, and check balances all in one go, even while I’m on the move.
Would I recommend it? 100%! It’s simple, safe, and super efficient. If you haven’t switched to banking the smart way, now’s the time.

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Capitec has truly revolutionized banking with its user-friendly app, low fees, and efficient service. From opening an account to managing daily transactions, everything is simple, fast, and secure. I especially love how easy it is to make transfers, buy airtime, and track spending—all in one place. The SmartPay and Save features help with budgeting and financial planning, making it ideal for anyone wanting to stay in control of their money. Overall, Capitec offers a modern, reliable, and customer-focused banking experience.

Capitec Banking App is so convenient, it lets you pay your bills/ electricity/top up airtime and many more at the comfort of your house. I really recommend having this Banking App.

I love that the app has very cheap chargers like R1 and it’s very convenient

The Capitec banking app is user-friendly and all the features make my life easier. This is effortless banking

I have had the best experience using the app🤍 love it so much