SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.8 (299)
1531

User reviews

299 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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299 results - showing 91 - 105
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Ordering
Still winning with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love banking with Capitec because everything is simple, affordable, and transparent. From low fees with no hidden costs to convenient features like Capitec Pay and reliable life cover, it makes managing my money easy.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Why I Continue to Choose Capitec Bank
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
One of the most affordable yet offer quality service.Capitec bank has simply made my life easier,you can do everything using the Capitec mobile app.From sending money,savings to opening funeral policies and etc

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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#WhyIChooseCapitec
Overall rating
 
4.5
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.5
Graduating this year has taught me a lot about managing my money and making smart financial choices. From the moment I started banking with Capitec, I was impressed by how it kept things simple, affordable, and honest. I love that I can shop online without even using my card and manage EVERYTHING from the app. Capitec truly makes banking safe, fast, and stress-free. That’s why I’ve stayed loyal over the years. It’s great to have a bank that genuinely cares about making banking accessible and affordable for everyone. I’m proud to be a Capitec customer and highly recommend them to anyone looking for a reliable and transparent banking experience.
#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
OD
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#WhyIChooseCapitec
Overall rating
 
4.5
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.5
Capitec has been my go-to bank for years and I still wouldn’t choose any other. The app is simple and reliable, the fees are low, and I always know what I’m paying for. It’s straightforward, affordable banking that just works exactly what I need.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank Review
Capitec truly makes banking simple, fast, and affordable. Paying bills is effortless — you can do it anytime, anywhere, without any hassle. Sending money to someone is as quick as a blink, and the best part is that it’s affordable too. Withdrawals cost only R1.50, which is incredibly low compared to others. With Capitec, you save both time and money while enjoying the convenience you deserve. Banking really doesn’t get easier than this!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
NM
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Why I choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I will always choose Capitec mainly because of its effortless digital efficiency and low bank fees. . I have been with Capitec bank for the past 8 years since I was a student, at that time I had a little online clothing business I was running & Capitec was a huge contributing component to its success! Even in my adulthood, I still choose Capitec! The best of banks! 🙌

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
BS
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Capitec bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec has made my life very easy and convenient. I love everything about capitec from the fees,life cover,capitec pay and the app is so easy to use.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
VM
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The best in the game!!!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been using Capitec bank for the past 10years now and it has been an amazing experience with them,great service,convenient,not expensive,the consultant always willing to help.i love Capitec bank and I don’t see myself moving to anywhere else.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitec is the best Bank ever!
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Capitec is the best bank ever! 🙌
I’ve been using it since I was 17, and now I’m 25 — that’s 8 solid years of convenience, low fees, and excellent service. What I love most about Capitec is how simple and affordable banking is. The app is user-friendly, sending money is quick, and their savings options are unmatched. Even when I had issues, customer service was always helpful. 💯

If you’re looking for a bank that puts you first without hidden charges, Capitec is the one! 🏦💙

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KL
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CAPITEC
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.5
Effectiveness
 
3.5
Capitec is a user-friendly and affordable bank that makes everyday banking simple. Their app is easy to use, transactions are fast, and fees are low compared to other banks. Whether you’re sending money, opening savings plans, or applying for credit, everything is straightforward. It’s a great choice for anyone looking for convenience and value.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
D
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Capitac Bank Safety
Overall rating
 
4.7
Price
 
4.0
Quality
 
5.0
Effectiveness
 
5.0
I never encountered any issues with Capitec Bank I have been using it for 5 to 10 years.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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Capitec
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
The Capitec app is user-friendly, secure, and convenient, making it ideal for everyday banking. It allows you to check balances, send money, buy airtime, and apply for credit anytime, with fast login options like fingerprint or facial recognition. While it occasionally has minor bugs or delays, it remains one of the most reliable and affordable banking apps in South Africa.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
ND
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The app is super easy to browse (user friendly), can accomodate different age ranges in using it. I love how fast it is whether I’m sending money or buying airtime, no waiting for an app that loads forever. I can fully say almost everything I need is right in the app, I don’t have to go to the bank. Using the app without data or airtime make it easy to use the app anywhere anytime, just the convinience I need as a very busy person. I'd rate the app a 9,5/10

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
Z
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Fast , easy and convenient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec is by far the best bank when it comes to fees, convenience and safety . I highly recommend one to download the app because you can literally do everything on it without having issues of going to the bank. My entire family switched over to Capitec bank and they’ve been this happy!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
CJ
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Capitec App is a game changer
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Using the Capitec Banking App has completely transformed how I manage my finances. 🙌 No more long queues or rushing to the bank—everything I need is at my fingertips!

💡 Favourite feature? Definitely the easy-to-use Live Better savings tools and the quick payments function. I love how seamless it is to send money or buy airtime/data in seconds!

⏰ The app has saved me so much time—I can pay bills, transfer money, and check balances all in one go, even while I’m on the move.
Would I recommend it? 100%! It’s simple, safe, and super efficient. If you haven’t switched to banking the smart way, now’s the time.

#BankWithCapitec
@YourTwitterHandleHere

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LH
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299 results - showing 91 - 105
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