SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.8 (299)
1533

User reviews

299 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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299 results - showing 106 - 120
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Ordering
Bank with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has truly revolutionized banking with its user-friendly app, low fees, and efficient service. From opening an account to managing daily transactions, everything is simple, fast, and secure. I especially love how easy it is to make transfers, buy airtime, and track spending—all in one place. The SmartPay and Save features help with budgeting and financial planning, making it ideal for anyone wanting to stay in control of their money. Overall, Capitec offers a modern, reliable, and customer-focused banking experience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
Q
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Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec Banking App is so convenient, it lets you pay your bills/ electricity/top up airtime and many more at the comfort of your house. I really recommend having this Banking App.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
VJ
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Capitec app
Overall rating
 
3.8
Price
 
4.0
Quality
 
3.5
Effectiveness
 
4.0
I love that the app has very cheap chargers like R1 and it’s very convenient

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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Capitec is so convenient!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec banking app is user-friendly and all the features make my life easier. This is effortless banking

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TL
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Best banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have had the best experience using the app🤍 love it so much

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Capitec banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec banking app is the best app , convenient , easy to use anywhere . No need to stand in long ques

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
L
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Capitec App
Overall rating
 
4.3
Price
 
4.0
Quality
 
5.0
Effectiveness
 
4.0
The app is easy to navigate and reliable.🤍

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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MARIAAN x Capitec
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
It’s one of the safest banking apps in South Africa. It’s also user friendly and super convenient.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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The Best
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
The app is so easy to use. You can do almost everything using the Capitec App, buying airtime, data, electricity, paying your bills and many more. What I like the most is that you can do anything anywhere because it is so quick. It does not even need you to have data bundles to use it.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Easy and Convenient Banking App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Besides the Live Better Savings feature that saved me, the new security features are so helpful. These features are ensuring of safety and security when using the bank app, not making it easy to go through with suspicious activities on your app but rather making it easy for you to keep your finances safe. It may not save you time per se but it saves your life.

I would definitely recommend Capitec App, emphasizing on the efficiency and effectiveness of the app.
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SV
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#BankWithCapitec
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
The Capitec Banking App Has Shown How A Bank Can Male One’s Life Very Simple By Just It’s Innovation.

Having Control Over Your Money At Any Given It’s A Total Must And Who Better To Give You That Than Capitec Banking App Anytime You Need To To An EFT, Buy Data Or Electricity Regardless Of The Time Of The Day.

I Love How You Can Send Money To Any Bank Account Using The Payshap Feature, That Feature On It’s On Has Made Sending Money To Be An Effortless Task Without Having To Ask For The Receivers Account Number.

Would I Recommend The Capitec Banking App? Yes I Would, Without Any Hesitation.
Irregardless Of Whether You Are A Student, Part Time Or Full Time Work, Capitec Banking App Has You Covered. #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Buying vouchers
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love capitec so much it just makes things simple and convenient

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
K
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Capitec Banking App Review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I'm absolutely loving Capitec! Their banking app is so user-friendly and convenient. I can easily manage my finances, buy airtime, and make payments on the go. The customer service is also top-notch - always helpful and responsive. Capitec truly understands the needs of its customers. Highly recommend! 👍💸

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TP
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Capitec Bank Safety Review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
#BankWithCapitec

Using the Capitec App has completely transformed my banking experience for the better. It’s simple, fast, and extremely user-friendly. Whether I’m checking my balance, making payments, or buying airtime, I can do everything directly from my phone without needing to visit a branch.
My favourite feature has to be the ability to make instant payments to other banks. It’s not only quick but also incredibly reliable. I love it because I no longer have to wait hours or even days for payments to reflect everything happens in real time, which gives me peace of mind.
The app also saves me a lot of time in my daily life. I can pay bills, transfer money, and manage my debit orders in minutes, all from the palm of my hand. I don’t have to stand in long queues or take time off work just to handle basic banking needs.
Would I recommend it? 1000% yes. If you’re still stuck in old-school banking, you’re missing out. The Capitec App is a game-changer—fast, easy, and low-key genius.
Get it. Use it. Thank me later. 😉

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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#BankWithCapitec
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
Capitec is super simple and easy to use , it makes banking easier.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SK
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299 results - showing 106 - 120
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