SERVICE INSIDER

Capitec Bank Safety

Hot
Updated November 11, 2025
 
4.8 (300)
1752

User reviews

20 reviews with 4 stars
300 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.8
Price
 
4.8(300)
Quality
 
4.8(300)
Effectiveness
 
4.9(300)
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Price
Quality
Effectiveness
Product Recommendation
Comments
20 results - showing 1 - 15
1 2
Ordering
My Capitec journey
Overall rating
 
4.3
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.0
I’ve been using Capitec for the last 10 years and its technology has been improving with each year. With low transactional fees and such a easy and friendly app.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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#WhyIchooseCapitec
Overall rating
 
4.0
Price
 
3.5
Quality
 
3.5
Effectiveness
 
5.0
Capitec bank is one of the most known banks . Besides that I was influenced to join Capitec bank because of the low bank charges and because it is so convenient to use. I was able to open my bank account with them while I was still in high school and I have never looked back since. I love Capitec bank because how user friendly the app is and it’s not time consuming.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KP
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Banking better
Overall rating
 
4.2
Price
 
5.0
Quality
 
4.5
Effectiveness
 
3.0
Best bank with low rate and the bank that pays you when you spend your money

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JB
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Why I choose Capitec
Overall rating
 
4.2
Price
 
4.5
Quality
 
4.0
Effectiveness
 
4.0
I love Capitec as it has low banking fees, which allows me to keep more of my money in my pocket.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
O
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Mobile App
Overall rating
 
4.2
Price
 
5.0
Quality
 
4.0
Effectiveness
 
3.5
The Capitec app is very convenient and easy to use but can be very frustrating when there is no network connection or the app loses signal the whole day . It causes huge financial inconveniences for many people myself included.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Mr P
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Easily the best bank I have ever banked with. Low bank charges, an ATM almost in every corner. Just convenience. Would definitely recommend.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitec is the best Bank ever!
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Capitec is the best bank ever! 🙌
I’ve been using it since I was 17, and now I’m 25 — that’s 8 solid years of convenience, low fees, and excellent service. What I love most about Capitec is how simple and affordable banking is. The app is user-friendly, sending money is quick, and their savings options are unmatched. Even when I had issues, customer service was always helpful. 💯

If you’re looking for a bank that puts you first without hidden charges, Capitec is the one! 🏦💙

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KL
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CAPITEC
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.5
Effectiveness
 
3.5
Capitec is a user-friendly and affordable bank that makes everyday banking simple. Their app is easy to use, transactions are fast, and fees are low compared to other banks. Whether you’re sending money, opening savings plans, or applying for credit, everything is straightforward. It’s a great choice for anyone looking for convenience and value.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
D
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Capitec app
Overall rating
 
3.8
Price
 
4.0
Quality
 
3.5
Effectiveness
 
4.0
I love that the app has very cheap chargers like R1 and it’s very convenient

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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Capitec App
Overall rating
 
4.3
Price
 
4.0
Quality
 
5.0
Effectiveness
 
4.0
The app is easy to navigate and reliable.🤍

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Capitec app
Overall rating
 
3.7
Price
 
3.0
Quality
 
3.5
Effectiveness
 
4.5
The capitec app is user-friendly, secure, and convenient, making it deal for everyday banking. It allows you to check balances, send money, buy airtime and apply for credit anytome, with fast logins options like fingerprint or facial recognation. While it occasionally has minor bugs or delays. It remains one of the most reliable and affordable banking apps in South Africa. I highly recommend it for anyone looking for simple, low-cost digital banking.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
ND
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Bank Smart, Bank safe, with Capitec.
Overall rating
 
4.0
Price
 
4.0
Quality
 
4.0
Effectiveness
 
4.0
Banking made safer with Capitec 💼🔒 The app’s biometric login, instant alerts & fraud protection give real peace of mind.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KS
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CONVENIENT
Overall rating
 
4.3
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.0
I love how easy and fast you can make everything on the app

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
Report this review Comments (0) | Was this review helpful? 0 0
Capitec app
Overall rating
 
4.2
Price
 
4.5
Quality
 
4.5
Effectiveness
 
3.5
I love the Capitec app! It's so convenient and user-friendly. The new feature to buy vouchers for loved ones is amazing, and being able to send money to over 50 countries is a game-changer. Plus, Tap and Pay makes transactions seamless.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TI
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Capitec Bank App
Overall rating
 
4.3
Price
 
5.0
Quality
 
5.0
Effectiveness
 
3.0
I absolutely love the app. It's seamless and convenient. My only complaint would be the amount of times the app refuses to work. A few times a month, the app is down. Which is extremely inconvenient because without the app, I literally CANNOT function. I don't know how people who don't have the app survive because without it I would be lost.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
J
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