SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.9 (294)
992

User reviews

294 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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Price
Quality
Effectiveness
Product Recommendation
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294 results - showing 76 - 90
« 1 ... 5 6 7 ... »
Ordering
The best in SA. If I have to mention one thing that I don’t regret doing as a young adult is banking
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I just love it

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MM
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Miss
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec truly has saved me thousands ! As a student I didn’t have much and Capitec made banking so affordable and easy! Love Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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From last year of high school till now. Been with Capitec for 9 years!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec because I wanted a bank that makes things simple and affordable. From day one, I’ve loved how easy it is to manage my student allowance with their app, and how transparent the fees are. Every transaction feels effortless, and I know exactly where my money is going. I stay with Capitec because they value convenience, innovation, and their clients, and that’s why they’ll always be my first choice!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AK
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Capitec is the best
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I love Capitec, with its low transfer prices, easy to bank with and is made for everyone

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JM
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Great experience
Overall rating
 
4.7
Price
 
4.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been banking with capital for two years now and I have not encountered a lot of problems. The only problem that I have encountered is the app failing to open but that happens once in a while otherwise I’m happy with your service and the app experience because it allows me to use it when I’m at home or anywhere. And I really love the fact that it is easy to navigate the app and there are monthly fees are low.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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#whyichoosecapitec
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.5
I have been using Capitec for over 7 years and my experience has been great. I applied for a life cover on the App.The app is easy to get and simple to manage on your phone.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
C
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Capitec review
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.0
Effectiveness
 
5.0
Banking with Capitec has honestly made my life so much easier. The low, transparent fees mean I always know exactly what I’m paying for, and the app makes everything quick and stress free from transfers to managing my account. Plus, the 1% cashback on every swipe is such a win! Definitely banking on better with Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
P
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Capitec is user friendly and easy to use
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.5
Capitec is user friendly and it makes transactions be easy.I love the fact that you are able to find their ATMs in each and every mall/complex.

They only charge R1 when sending money to another Capitec client which is reasonable and honestly a bargain.The fact that I can be able to use Apple Pay which allows me to pay without having my card with me.Also love that I can send vouchers via Flexi which can be used as gifts to my family and friends.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KM
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#WhyIChooseCapitec
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
Graduating this year has taught me a lot about managing my money and making smart financial choices. From the moment I started banking with Capitec, I was impressed by how it kept things simple, affordable, and honest. I love that I can shop online without even using my card and manage EVERYTHING from the app. It truly makes banking safe, fast, and stress-free. That’s why I’ve stayed loyal over the years. It’s great to have a bank that genuinely cares about making banking accessible and affordable for everyone. I’m proud to be a Capitec customer and highly recommend them to anyone looking for a reliable and transparent banking experience.
#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
OD
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Why Capitec is the best!
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
As someone running a small baking business, I need a bank that’s quick, reliable, and super easy to manage, and Capitec does exactly that. From taking payments to transferring money for ingredients or paying for petrol on the go, everything is just smooth and stress-free.
The app is honestly a lifesaver! I can send money, track expenses, and manage my business and personal finances all in one place.

I joined Capitec because of how simple and affordable it was to open an account, and I’ve stayed because it just works so whether I’m baking for clients or filling up my car for errands, it fits my lifestyle perfectly.

Highly recommend it if you’re always on the move like me! 🤩

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RE
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Still winning with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love banking with Capitec because everything is simple, affordable, and transparent. From low fees with no hidden costs to convenient features like Capitec Pay and reliable life cover, it makes managing my money easy.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Why I Continue to Choose Capitec Bank
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
One of the most affordable yet offer quality service.Capitec bank has simply made my life easier,you can do everything using the Capitec mobile app.From sending money,savings to opening funeral policies and etc

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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#WhyIChooseCapitec
Overall rating
 
4.5
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.5
Graduating this year has taught me a lot about managing my money and making smart financial choices. From the moment I started banking with Capitec, I was impressed by how it kept things simple, affordable, and honest. I love that I can shop online without even using my card and manage EVERYTHING from the app. Capitec truly makes banking safe, fast, and stress-free. That’s why I’ve stayed loyal over the years. It’s great to have a bank that genuinely cares about making banking accessible and affordable for everyone. I’m proud to be a Capitec customer and highly recommend them to anyone looking for a reliable and transparent banking experience.
#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
OD
Report this review Comments (0) | Was this review helpful? 0 0
#WhyIChooseCapitec
Overall rating
 
4.5
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.5
Capitec has been my go-to bank for years and I still wouldn’t choose any other. The app is simple and reliable, the fees are low, and I always know what I’m paying for. It’s straightforward, affordable banking that just works exactly what I need.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank Review
Capitec truly makes banking simple, fast, and affordable. Paying bills is effortless — you can do it anytime, anywhere, without any hassle. Sending money to someone is as quick as a blink, and the best part is that it’s affordable too. Withdrawals cost only R1.50, which is incredibly low compared to others. With Capitec, you save both time and money while enjoying the convenience you deserve. Banking really doesn’t get easier than this!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
NM
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294 results - showing 76 - 90
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