SERVICE INSIDER

Capitec Bank Safety

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Updated November 26, 2024
 
4.9 (198)
677

User reviews

198 reviews
 
94%
 
6%
3 stars
 
0%
2 stars
 
0%
1 star
 
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Overall rating
 
4.9
Price
 
4.9(198)
Quality
 
4.9(198)
Effectiveness
 
4.9(198)
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198 results - showing 46 - 60
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Banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec bank app is super convenient, you’re able to spilt your money into different accounts, pay accounts at the comfort of your home. All this at low charges

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Fast and efficient
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
Imagine having the power to manage your money, pay bills and send funds with just a few taps on your phone. The Capitec is so fast and effective.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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Love At First Tap- Thanks Capitec!
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Transferring money, buying airtime or electricity, and checking my balances are all quick and easy. I also appreciate the extra features like budgeting tools and the ability to apply for credit or savings accounts directly from the app. It really puts full banking control in your hands.

What stands out most is the speed— transactions reflect almost instantly.

While no app is perfect, Capitec has clearly put in the effort to make this one intuitive and practical for everyday users. Highly recommended if you want a banking experience that’s simple, secure, and efficient.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Best banking app ever
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec App is always the best, the convenience that comes with it is insane, try it you will never go back #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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A bank for the people!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I'm thoroughly impressed with Capitec Bank! Their commitment to putting customers first is truly admirable. The app is user-friendly, and their customer service team is always helpful and efficient.

What I appreciate most is their focus on making banking accessible and affordable for everyone. Their fees are transparent, and their services are designed to meet the needs of real people, not just big corporations.

Capitec is indeed a bank for the people, and I feel proud to be a part of their community! 👏💯


#BankwithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Capitec is definitely a bank for the people!
Overall rating
 
4.5
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.0
There’s not bank that is for the people like Capitec back…Everything is one click away and honestly you will never have problems like crazy charges or unsafe money transfers.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Capitec App Review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I've been using Capitec's mobile banking app for years now, and I'm impressed with its practical features ( and them getting improved wisely) that make everyday banking much more convenient.
The fund transfer function works seamlessly - whether I'm sending money to family or paying bills, transactions are processed quickly and reliably. The interface is intuitive, making it easy to navigate even for routine banking tasks.
One feature I particularly appreciate is the ability to save my electricity meter details. This saves significant time when purchasing prepaid electricity, as I don't need to re-enter my meter number each time. It's these thoughtful touches that show Capitec understands their customers' daily needs, those touches are needed.
The app is stable and user-friendly, with clear transaction confirmations and a straightforward layout. Overall, it has simplified my banking routine considerably.
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
HR
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Safety of using Capitec app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec is the safest bank you can use in south Africa

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Bank Better with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I recommend having the Capitec app on your phone. It’s very convenient and efficient, making life simpler by running certain errands literally on your phone. Highly recommended
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SK
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Stress-free, reliable banking with the Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App really came through for me during a critical business moment. I had to make an urgent payment to secure a deal and the app made it quick and effortless. No delays, no stress. What I love most is how user-friendly it is. Whether I’m sending money, checking balance or buying electricity, everything happens in seconds. It saves me so much time in my day-to-day life, especially as someone who is always on the go. I would definitely recommend the app to anyone who wants fast and reliable banking right from their phone. #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
R
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The most convenient banking app by far you are literally walking around with a bank in your pocket
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
The most convenient banking app by far you are literally walking around with a bank in your pocket #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SN
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BankWithCapitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
The Capitec app is a game-changer for banking in South Africa, offering a wide range of convenient features that make managing your finances a breeze. With the app, you can open an account, send cash, shop online, make instant payments, and even renew your vehicle license disc - all from the comfort of your own home. The app's personalized account overview, advanced security, and multiple payment solutions like Capitec Pay, Pay Me, and PayShap make banking seamless.

*Key Features:*

- *Account Management*: Open an account with just a selfie and ID number
- *Instant Payments*: Pay anyone instantly, regardless of their bank, for a low fee
- *Secure Login*: Log in safely using facial or fingerprint recognition
- *Scan to Pay*: Go cardless by scanning QR codes for safe and quick payments
- *Card Management*: Enable or disable tap-to-pay, adjust spending limits, and block lost or stolen cards

Users rave about the app's convenience, security, and user-friendly interface. Some highlights from user reviews include¹ ²:
- "The Capitec App has made my life easier because of how convenient it is!"
- "I've been using the app for a few years now and I can't imagine my life without it."
- "The app is incredibly easy to use, even for those who aren't tech-savvy."
- "The security features are top-notch, knowing my money won’t just disappear from my bank puts me at ease."

The Capitec app seems to be a reliable and efficient way to manage your finances on-the-go.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec's Live Better savings feature is a game-changer! 🙌 I used it to fix my trusty sewing machine, and now I'm creating again! The Capitec app makes managing my finances so convenient. Highly recommend! 🤝 #CapitecJustLikeThat #BankWithCapitec
#Gifed

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Effortless Banking with Capitec!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Using the Capitec app has completely changed the way I manage my money. It’s fast, reliable, and super easy to use — no more queues or waiting for banking hours! I love the biometric login and how quickly I can send money or buy airtime with just a few taps.

My favourite feature? Definitely the Track Money tool. It helps me stay on top of my spending and budget better every month.

The app honestly saves me time every single day – from paying bills to checking balances, it’s all instant and in my hands. I’ve already recommended it to friends and family, and I’d do it again!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Bank with capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank makes things simple and easy every time

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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198 results - showing 46 - 60
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