SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.9 (294)
985

User reviews

294 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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Price
Quality
Effectiveness
Product Recommendation
Comments
294 results - showing 61 - 75
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Ordering
Mobile App
Overall rating
 
4.2
Price
 
5.0
Quality
 
4.0
Effectiveness
 
3.5
The Capitec app is very convenient and easy to use but can be very frustrating when there is no network connection or the app loses signal the whole day . It causes huge financial inconveniences for many people myself included.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Why I choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has made my life easy. From ease of making payments to affordable fees. Saving towards my desired goals has become so much easier

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Capitec review
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
As a student on a budget , Capitec never ceases to amaze me. I am all about making the best financial decisions and one thing i want in my life is to convenience myself in all ways possible.
Being busy with school and trying to maintain a good mental state and having capitec make things easier for me when i have to perform transactions , pay off my account or save my money is my biggest flex. They have such affordable monthly rates and its so easy to bank with them.
I thank my parents for choosing Capitec to be my first and only bank!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AA
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec bank is so efficient especially when it comes to renewing your licence disk and sending money.Its also very affordable

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Mr P
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Easily the best bank I have ever banked with. Low bank charges, an ATM almost in every corner. Just convenience. Would definitely recommend.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Instagram: gifton_m - review tittle:affordable and accessible banking is the best banking.
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
- User-friendly digital platforms, like their mobile app, making it easy to manage accounts remotely
- Competitive interest rates on savings accounts and loans
- Accessible branch network, making it convenient to do banking in-person
- Simple and transparent fee structures
- Good customer service reputation

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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About the app
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
I'm a big fan of Capitec!
Their app is super user friendly, and I love how I can easily manage my finances, make payments, and track my spending all in one place.. Their customer service is also top notch always helpful and responsive. l'm happy to be a Capitec customer and would definitely recommend them to others! Mara tlogelang go tima app when it’s under maintainance hle bahn.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SS
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Capitec Pay
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
I absolutely love the safety of not sharing my banking details,just sharing my numbers to receive and send money ❤️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec after a few months of living far from home as a teenager. Before that I had to receive money through supermarkets. I choose Capitec because of the convenience, safety and low costs. The Capitec app is my favourite thing about banking with Capitec. It feels like walking into a branch. Paying a beneficiary and sending money is such a breeze. I love the convenience of paying for bills, buying utilities and paying my debit orders on time. I would choose Capitec any day! I bank on convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
W(
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WHY I CHOOSE CAPITEC
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I choose Capitec because it’s simple, affordable, and still efficient. I have been using it since I was 18 and it never disappoints! Their app is super easy to use, with low transaction fees and excellent rewards. For someone like me who’s always ordering online, making payments is quick and stress-free. Capitec truly makes banking effortless, and I’d recommend it to anyone who values convenience and great service.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
B
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The Bank You Can Trust
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Consistent, reliable and hands down the most transparent bank around.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JB
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Banking Made Simple and Convenient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec makes banking simple, affordable, and stress free. I joined for the transparency and stayed for the excellent service and convenience. #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MG
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
This has been my bank for the past 15 years , I don’t see myself using another bank. I love their low charges and the fact that I can a lot on the one global savings account. I’ve even accounts for my kids ,literally the best 🙌 I highly recommend them

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
BG
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Capitec Pay so good!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I enjoy the convenience that capitec pay gives me as a girl who loves online shopping!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MR
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Capitec app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has made banking simple, affordable, and stress-free. From the warm welcome when I joined to the ease of using the app, I’ve always felt valued, not just like another customer. They’ve truly earned my trust.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
OM
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294 results - showing 61 - 75
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