SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.9 (294)
983

User reviews

294 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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294 results - showing 31 - 45
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Ordering
#WhyIchooseCapitec
Overall rating
 
4.0
Price
 
3.5
Quality
 
3.5
Effectiveness
 
5.0
Capitec bank is one of the most known banks . Besides that I was influenced to join Capitec bank because of the low bank charges and because it is so convenient to use. I was able to open my bank account with them while I was still in high school and I have never looked back since. I love Capitec bank because how user friendly the app is and it’s not time consuming.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KP
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Why I choose Capitec
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I don’t imagine using another bank. I have been using it for years. I’m happy with Capitec and I feel safe with it. Easy to navigate the app and move around my financials.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec is so convenient. Been a customer for over 5 years .

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Banking made simple with Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec Bank because it makes banking simple, affordable, and transparent. Their low fees, easy-to-use app, and great customer service mean I always know exactly where my money is going – no hidden surprises, just smart banking that works for me.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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#WhyIChoooseCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have been a Capitec user since 2018. I have seen it transform my financial life and banking processes❤️💙

I love Capitec bank so much because it is convenient, and I can access so many things just through my mobile banking app. I can pay my insurance policy , make internal transfers and I also love that you can redeem cash send vouchers at stores like Pick’N’Pay , Shoprite and checkers 💙❤️ You have to switch to Capitec if you want to bank with convenience 😊#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KM
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#WhyIChooseCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank has been a game-changer for me. Their app is simple, fast, and easy to use, making banking stress-free and convenient. I love that I can manage everything from my phone, from payments to savings, without wasting time in long queues. Their customer service is friendly and efficient, and the low fees are just the cherry on top. Banking made simple, affordable, and smart! exactly what I need! 💳📱✨

#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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#WhyIChooseCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love using Capitec cause it makes my life easy, I don’t have to go out or be on ques , I can do everything electronically on my app! I love it and I recommend highly

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love banking with Capitec because it is affordable,reliable and has effective and convenient features on the app that make everyday banking feel easy.Theres low low fees for transactions too.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
P
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Banking better
Overall rating
 
4.2
Price
 
5.0
Quality
 
4.5
Effectiveness
 
3.0
Best bank with low rate and the bank that pays you when you spend your money

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JB
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Been with Capitec for 9 years!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec because I wanted a bank that makes things simple and affordable. From day one, I’ve loved how easy it is to manage my student allowance with their app, and how transparent the fees are. Every transaction feels effortless, and I know exactly where my money is going. I stay with Capitec because they value convenience, innovation, and their clients and that’s why they’ll always be my first choice!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AK
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Excellent 👌🏼
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Talk about quick and convenient i absolutely love Capitec and I’ve been using it for soo long .

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SK
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Capitec review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Affordable and sufficient banking with Capitec also ☺️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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Why I love Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I joined Capitec after a few months of living far from home as a teenager.
Before that I had to receive money through supermarkets. I choose Capitec because of the convenience, safety and low costs. The Capitec app is my favourite thing about banking with Capitec. It feels like walking into a branch. Paying a beneficiary and sending money is such a breeze. I love the convenience of paying for bills, buying utilities and paying my debit orders on time. I would choose Capitec any day! I bank on convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
W
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10+ Years with Capitec!Here’s Why My Whole Family Banks Here
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I’ve been with Capitec for over 10 years and my whole household banks with them. This is Why? Low fees. Great savings interest. Easy loans. Affordable insurance. And a simple, reliable app that makes banking stress-free, anytime, anywhere. Capitec truly makes banking simple and accessible for everyone💙

#Capitec #BankBetterLiveBetter

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KM
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Why I love banking with Capitec
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I have been banking with Capitec for 6 years . I love how they have good security on the banking app . For example you the app tells you if it is not Capitec that is calling you. I also love affordable banking charges and the fact that I can have multiple savings accounts that I can just open on my phone

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
R
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294 results - showing 31 - 45
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