Capitec Bank Safety

Capitec makes banking simple and convenient. I love how easy it is to use the app for all my transactions.Truly the best bank for everyday banking

I went to Capitec to enquire about their life cover because I wanted to ensure that my kids are taken care off when I no longer can. It is so quick and easy to apply for a life cover on the Capitec App. The App is so quick to get and easy to manage on your phone. I would recommend Capitec to anyone.

I chose to bank with Capitec because it makes managing my money simple and convenient. I can pay my bills anytime, anywhere, and in a way that fits my schedule and income. Capitec doesn’t cost a lot, which helps me save money while still enjoying easy access to my finances. It’s flexible, user-friendly, and gives me peace of mind knowing I can take care of my banking needs without unnecessary hassle.

I have been using Capitec for 5years and all I can say is that it is convenient, I just do everything online with less fees being charged ! #WhyIchooseCapitec

I have been using Capitec for 5years and all I can say is that it is convenient, I just do everything online with less fees being charged !

I choose to bank with Capitec years ago as student mainly because of the benefits they offer, the low transparent fees, the easy access to the app and all the features included in the Capitec Bank App that makes life easier for everyone. I would choose Capitec any day and would recommend it to my friends and family.

Been using Capitec for over 6 years now, and I’d say the fees and service are top tier! You’d enjoy banking with them on God! ❤️💙

I joined Capitec as a student, and honestly, it was one of the best financial decisions I’ve ever made. Back then, I was looking for a bank that didn’t feel intimidating or overloaded with hidden costs. Capitec stood out for its simplicity, transparency, and affordability, everything a student needs when starting out.

What really convinced me to open an account was how easy it was to do everything. The app was user-friendly (and still is), the fees were super low compared to other banks, and I could open an account with just my student ID and a few documents. No fuss, no endless paperwork. I also appreciated that Capitec didn’t treat me differently because I was a student with a small income. They offered the same quality service and tools everyone else got.

Fast forward to today, I’m looking forward to graduating and working, and I’m still with Capitec. Why? Because they’ve continued to evolve with my needs. The app keeps getting better, with features like budgeting tools, instant payments, and even the option to invest or get credit all in one place. I never feel lost or overwhelmed when managing my money. Plus, their customer service is always responsive, whether I’m calling, chatting online, or visiting a branch.

Another reason I’ve stayed loyal is trust. I’ve never had to question strange charges or battle with fine print. Everything is clear and straightforward.

Capitec made banking feel accessible as a student, and it continues to feel empowering now that I’m building my financial future. For me, it's not just a bank, it's a partner in my financial journey.

Capitec has truly redefined what banking should feel like — simple, transparent, and designed around the customer. I love that there are no hidden fees and everything is straightforward, from everyday banking to business tools like their card machines. Their fast, free next-day payouts (even on weekends and public holidays) keep my business cash flow smooth, and the low transaction fees mean I get to keep more of what I earn.

The app is user-friendly, making it easy to track finances, manage accounts, and make payments on the go. Whether it’s personal or business banking, Capitec delivers with efficiency, reliability, and great customer service.

If you want banking that’s modern, affordable, and truly puts you first — I highly recommend Capitec.

It’s almost a decade since I’ve been banking with Capitec and I’ve been a loyal customer because Capitec offers low and transparent banking fees . It also have a Life cover that is simple to get and easy to manage on the app, it is a cover that is affordable and accessible.It also have a credit card where you get 1 % cash back on every swipe every month I highly recommend capitec and it doesn’t cost anything when you’re using the Capitec app

I absolutely love banking with Capitec Bank . It’s so easy and convenient ❤️ The fees are so low it’s unbelievable. I love banking with a bank that’s intentionally about servicing their customers.

Capitec has completely changed the way I bank. The app is quick, easy to use, and the cashless feature is a game changer, It saved me when I forgot my card, and I could still withdraw money and make payments with no hassle. Recently, it made my daughter’s birthday shopping smooth and stress-free. Affordable fees, great service, and true convenience. That’s why I choose Capitec always.

I’ve been banking with Capitec for many years now and I’ve never have problems with them . It’s always just been smooth . Even when my cards got stolen and fraud happened they successfully assisted me while I was in another country

I love banking with Capitec because it’s affordable, super easy to manage from my phone , Excellent customer service and I don’t have to deal with complicated banking products or surprise fees

Best Bank Ever