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Capitec Bank Safety

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Updated November 11, 2025
 
4.8 (302)
2765

User reviews

302 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
1%
Overall rating
 
4.8
Price
 
4.8(302)
Quality
 
4.8(302)
Effectiveness
 
4.8(302)
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302 results - showing 1 - 15
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Ordering
Capetic money UP
Overall rating
 
4.3
Price
 
4.0
Quality
 
4.5
Effectiveness
 
4.5
The money up chat by capitec its best thing ever happened to me and not only is it educational but also u can win data
and other amazing rewards just by completing quizzes and learning more I love that everyone can use it all u need to do is save their
WhatsApp number

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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Capitec Care for your cash
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Bank Safety Resources
Capitec has a robust security system in place to protect its customers' accounts and information. They use advanced security measures, such as encryption and secure socket layer (SSL) technology, to ensure that online transactions are safe and secure. Additionally, Capitec has a dedicated security team that monitors accounts for suspicious activity and provides customers with regular security updates and tips.
Moola, the Capitec MoneyUp WhatsApp Chat Platform
Moola is a WhatsApp-based chat platform that allows Capitec customers to manage their finances, pay bills, and buy airtime and data.
The platform is user-friendly, convenient, and secure. With Moola, customers can also track their spending, set budgets, and receive personalized financial Insights.
My Thoughts
Overall, I think Capitec is a reliable and secure bank that offers innovative solutions to its customers.
Their bank safety resources are comprehensive and effective in protecting customers' accounts and information. Moola, the Capitec MoneyUp WhatsApp chat platform, is a game-changer in the banking industry, providing customers with a convenient and secure way to manage their finances on the go.
Rating
I would give Capitec 5 out of 5 stars for its overall banking experience, security, and innovation. The only area for improvement is the occasional technical glitch, but overall, Capitec is a solid choice for anyone looking for a reliable and secure bank in South Africa.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Very Convenient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec Bank for years...
Since I've started my first job back in 2008,they very efficient, professional and we'll trained in there sector..
Hands down the best so far for me..
Thanks Capitec Bank xx

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
C
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Why I Choose Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
Choosing Capitec was one of the most rewarding financial decisions I've made, it is affordable, their banking fees are really low, the mobile app on another hand is so seamless, I highly recommend Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Good
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
The capitec mobile app is very effective. i like that you don’t have to have data to be able to access it. It has so many safety features, my favourite one is how the app can let you if the call you receive is from a verified capitec caller. This can help to avoid being scammed through a call.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Capitec is the best Bank ever!
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Capitec is the best bank ever! 🙌
I’ve been using it since I was 17, and now I’m 25 — that’s 8 solid years of convenience, low fees, and excellent service. What I love most about Capitec is how simple and affordable banking is. The app is user-friendly, sending money is quick, and their savings options are unmatched. Even when I had issues, customer service was always helpful. 💯

If you’re looking for a bank that puts you first without hidden charges, Capitec is the one! 🏦💙

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KL
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Capitec banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I absolutely love the convenience and effectiveness of the Capitec banking app. I’m an extremely busy student that often runs out of data while on the go. The Capitec app has ensured that I’m always covered regardless of the time or place. My favourite feature has to be the virtual cards because of security reasons. I would definitely recommend the app to others only because I feel like everyone loves convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LH
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The money up chat by capitec Is a real game changer not only is it educational but also u can win data and other amazing rewards just by completing quizzes and learning more I love that everyone can use it all u need to do is save their WhatsApp number

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TS
Report this review Comments (0) | Was this review helpful? 0 0
Informative and Helpful
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
When I was old enough to open my own bank account, I decided to go with Capitec. I am honestly so glad I went with Capitec as the experience has only been a good one.

The staff are always friendly and helpful, and I’ve never had a problem with the banking app. But I think the thing that stood out to me is their efforts to keep their clients accounts safe. The Money Up Chat has been a game changer!

I highly recommend Capitec to anyone looking to open up a new account.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
Report this review Comments (0) | Was this review helpful? 0 0
CareForYourCash
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The capitec money up WhatsApp is very insightful. There are things I wasn’t aware of and now I am able to protect my cash especially over the festive season. Amazing

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
One of the most convenient app to ever exist and come thru for most of us.
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Mobile app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I've been using the Capitec Banking App for a while now, and it's honestly made my banking experience so much easier! One of my favorite features is the ability to transfer money instantly and pay bills seamlessly. The app is super user-friendly, and I love how I can track my expenses and stay on top of my finances. It's saved me so much time in my day-to-day life, and I'd definitely recommend it to others.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Great app to have on a daily basis
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Having the Capitec app is like having the branch of Capitec and the call center all in your pocket. Great, convenient and easy to use without the hustle of queues.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App is convenience OVERLOAD, whether you’ve misplaced your card and need instant cash, need to load electricity, want to renew your license disk or you want to buy airtime all these are available on the app with no hassle. LOVE THAT ♥️😮‍💨

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
NN
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec app has simplified my life! No more queues at stores or stressing about going to the capitec branch, I can pay bills, buy airtime, and do so much more… anywhere, anytime!!. Its banking made easy, and I couldn't be happier.📲🫰🏾

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RT
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302 results - showing 1 - 15
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