SERVICE INSIDER

Capitec Bank Safety

Hot
Updated November 11, 2025
 
4.8 (300)
1726

User reviews

300 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
0%
Overall rating
 
4.8
Price
 
4.8(300)
Quality
 
4.8(300)
Effectiveness
 
4.9(300)
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300 results - showing 1 - 15
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Capetic money UP
Overall rating
 
4.3
Price
 
4.0
Quality
 
4.5
Effectiveness
 
4.5
The money up chat by capitec its best thing ever happened to me and not only is it educational but also u can win data
and other amazing rewards just by completing quizzes and learning more I love that everyone can use it all u need to do is save their
WhatsApp number

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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Capitec Care for your cash
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Bank Safety Resources
Capitec has a robust security system in place to protect its customers' accounts and information. They use advanced security measures, such as encryption and secure socket layer (SSL) technology, to ensure that online transactions are safe and secure. Additionally, Capitec has a dedicated security team that monitors accounts for suspicious activity and provides customers with regular security updates and tips.
Moola, the Capitec MoneyUp WhatsApp Chat Platform
Moola is a WhatsApp-based chat platform that allows Capitec customers to manage their finances, pay bills, and buy airtime and data.
The platform is user-friendly, convenient, and secure. With Moola, customers can also track their spending, set budgets, and receive personalized financial Insights.
My Thoughts
Overall, I think Capitec is a reliable and secure bank that offers innovative solutions to its customers.
Their bank safety resources are comprehensive and effective in protecting customers' accounts and information. Moola, the Capitec MoneyUp WhatsApp chat platform, is a game-changer in the banking industry, providing customers with a convenient and secure way to manage their finances on the go.
Rating
I would give Capitec 5 out of 5 stars for its overall banking experience, security, and innovation. The only area for improvement is the occasional technical glitch, but overall, Capitec is a solid choice for anyone looking for a reliable and secure bank in South Africa.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Very Convenient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec Bank for years...
Since I've started my first job back in 2008,they very efficient, professional and we'll trained in there sector..
Hands down the best so far for me..
Thanks Capitec Bank xx

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
C
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Why I Choose Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
Choosing Capitec was one of the most rewarding financial decisions I've made, it is affordable, their banking fees are really low, the mobile app on another hand is so seamless, I highly recommend Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Good
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
The capitec mobile app is very effective. i like that you don’t have to have data to be able to access it. It has so many safety features, my favourite one is how the app can let you if the call you receive is from a verified capitec caller. This can help to avoid being scammed through a call.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Capitec is the best Bank ever!
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Capitec is the best bank ever! 🙌
I’ve been using it since I was 17, and now I’m 25 — that’s 8 solid years of convenience, low fees, and excellent service. What I love most about Capitec is how simple and affordable banking is. The app is user-friendly, sending money is quick, and their savings options are unmatched. Even when I had issues, customer service was always helpful. 💯

If you’re looking for a bank that puts you first without hidden charges, Capitec is the one! 🏦💙

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KL
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Mobile app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I've been using the Capitec Banking App for a while now, and it's honestly made my banking experience so much easier! One of my favorite features is the ability to transfer money instantly and pay bills seamlessly. The app is super user-friendly, and I love how I can track my expenses and stay on top of my finances. It's saved me so much time in my day-to-day life, and I'd definitely recommend it to others.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Capitec’s Flexi Voucher is so convenient! Quick to buy and even quicker to use.
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
What a game changer!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KB
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Capitec banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I absolutely love the convenience and effectiveness of the Capitec banking app. I’m an extremely busy student that often runs out of data while on the go. The Capitec app has ensured that I’m always covered regardless of the time or place. My favourite feature has to be the virtual cards because of security reasons. I would definitely recommend the app to others only because I feel like everyone loves convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LH
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Capitec Banking App Review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I'm absolutely loving Capitec! Their banking app is so user-friendly and convenient. I can easily manage my finances, buy airtime, and make payments on the go. The customer service is also top-notch - always helpful and responsive. Capitec truly understands the needs of its customers. Highly recommend! 👍💸

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TP
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec continues to move with times, forever transforming and bringing new perspectives and innovations to make banking simpler and easier

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
K
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Best banking app ever
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec App is always the best, the convenience that comes with it is insane, try it you will never go back #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Very satisfied with the Capitec banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been with Capitec for over 10 years now and all I can say is I’m very satisfied with everything till date.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Best banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have had the best experience using the app🤍 love it so much

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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#BankWithCapitec #CapitecJustLikeThat
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Ever since I joined Capitec, my life has been very easy. CapitecApp have saved me so many times plus their bank charges are not insane. Capitec came through for me when I didn’t have enough money to do grocery at home, someone asked me if I know anything about Live better feature and what it for.

For many years been seeing it and not knowing what it does, only to find out that it saves for you as it charges you R2.50 when you do any payment or swipe at any store and save it for you. As I’ve been using Capitec Bank for 8years, I saved up to almost R2000! i used that amount and told everyone using Capitec to check that feature, it will save you on rainy days.

I will recommend everyone to use or switch to Capitec Bank for efficiency, reliable and convenient banks ever! #CapitecBank really cares for their clients with that and more, imagine on their WhatsApp channel they have educative Challenges to make you a better person and that you notice fraud coming your way and if you get all questions right, they pamper you with free Data! With Capitec everything is here at your fingertips.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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