SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.9 (294)
986

User reviews

294 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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Price
Quality
Effectiveness
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294 results - showing 46 - 60
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec Bank because it has affordable fees and a convenient online banking app. Gone are the days when I had to stand long queues to send money to my loved ones and also just to get a bank statement. I love, love it!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I Choose Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
Choosing Capitec was one of the most rewarding financial decisions I've made, it is affordable, their banking fees are really low, the mobile app on another hand is so seamless, I highly recommend Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Why i choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Ever since I joined Capitec back in 2011. That' was the best decision I've ever made. Because they have made my life so easy. I don't have to worry when it comes to sending money, payment of my bills, and purchasing something online and in stores. I can do that on my Capitec app which is simplified and customer-friendly with low fees. And there are no hidden charges.
The interest for my savings is a game changer.
Their service has been nothing but good. And that is why I recommend Capitec to anyone who wants to join or open a bank account.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Capitec Review
Overall rating
 
4.7
Price
 
4.5
Quality
 
5.0
Effectiveness
 
4.5
Capitec offers a seamless, cost-effective banking experience. Their mobile app is intuitive and reliable, allowing me to make payments, transfer funds, and manage my savings in seconds. With transparent, low fees and excellent customer service, Capitec delivers real value for money. It’s a bank that truly puts its clients first.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Capitec is worth using !
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have been with Capitec for the longest time since my varsity days in fact and I never had a problem with your service I always walk out happy I like to say that there are no hidden costs or Suprise costs to your Banking what do you see is literally what you get I remember during my varsity days as well where I could send my friends an amount less than R10 so they can make a withdrawal transaction maybe of about 50 Rands those were just our broke days but Capitec💰💰 carried us through and now I am an employee and I still swear by Capitec because it never disappointed ever

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MC
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Why I’ll Always Bank on Capitec 💳
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been banking with Capitec for years now, and honestly, it’s been one of the most stress-free parts of my adult life. They were the first bank I ever opened an account with, and from day one it’s been simple, transparent, and affordable.

What I love most is how they actually make my money work for me from 1% cashback on every swipe to low, easy-to-understand fees. Their app is clean and quick, so I can send money, buy airtime, or check my balance in seconds.

I also appreciate the peace of mind knowing my family is protected with their funeral cover. It’s not something you think about every day, but having it in place is a huge relief.

Overall, Capitec feels modern, accessible, and genuinely on my side it’s the kind of bank that grows with you

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
D
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Capitec Bank App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love how the app simplifies my life now I have more time on my hands thanks to Capitec bank App

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
K
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It’s a Flex banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I started Banking with them because of their low transparent banking fees! Since then I’ve found news reasons to love them even more!

Their app is so easy to use, and I can access my life cover as well as my funeral cover from the tip of my fingers.

Don’t have my card with me? Capitec pay with Tap and Go saves me!

I can pay bills so easily via the app and it’s affordable!

Capitec doesn’t stop amazing me! #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
No
Would you repurchase this product?
No
SD
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NO BETTER BANK THAN THIS 1!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec makes life extremely easy and it’s super convenient! I love how I don’t need my bank card all the time and the different saving plans help me so much to manage my money. Capitec banking app is very user friendly & I am very happy to be banking with Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
R
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Why I choose Capitec
Overall rating
 
4.2
Price
 
4.5
Quality
 
4.0
Effectiveness
 
4.0
I love Capitec as it has low banking fees, which allows me to keep more of my money in my pocket.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
O
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#WhyIChooseCapitec
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.5
I love how in control I feel of my money. Capitec bank just makes so much sense.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitec Bank
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
The capitec app is user friendly, very fast and effective. I love that i can do everything via the app, from sending money to paying services. I really recommend the Bank, it is the best

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KC
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Capitec Banking
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec has honestly made my life so much easier. The low, transparent fees mean I always know exactly what I’m paying for, and the app makes everything quick and stress-free from transfers to managing my account. Plus, the 1% cashback on every swipe is such a win! Definitely banking on better with Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec because of its low, simple and transparent banking fees and I've been using it for years now never had bad experience with Capitec. Their app is user friendly, you're able to make a transaction or purchase something using it without wasting time.💙 I'll choose Capitec again and again

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SP
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Capitec Makes Banking Simple and Affordable
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I joined Capitec because I wanted a bank that’s easy to use, affordable, and fits my lifestyle and that’s exactly what I got. From low transfer fees to convenient features like Scan to Pay, I can do everything from my phone without stress. Capitec is reliable, always gives me different ways to pay, and makes managing my money simple. That’s why I’m proud to bank with Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MT
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294 results - showing 46 - 60
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