SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.8 (299)
1527

User reviews

299 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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Price
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299 results - showing 46 - 60
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Ordering
Excellent 👌🏼
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Talk about quick and convenient i absolutely love Capitec and I’ve been using it for soo long .

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SK
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Capitec review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Affordable and sufficient banking with Capitec also ☺️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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Why I love Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I joined Capitec after a few months of living far from home as a teenager.
Before that I had to receive money through supermarkets. I choose Capitec because of the convenience, safety and low costs. The Capitec app is my favourite thing about banking with Capitec. It feels like walking into a branch. Paying a beneficiary and sending money is such a breeze. I love the convenience of paying for bills, buying utilities and paying my debit orders on time. I would choose Capitec any day! I bank on convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
W
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10+ Years with Capitec!Here’s Why My Whole Family Banks Here
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I’ve been with Capitec for over 10 years and my whole household banks with them. This is Why? Low fees. Great savings interest. Easy loans. Affordable insurance. And a simple, reliable app that makes banking stress-free, anytime, anywhere. Capitec truly makes banking simple and accessible for everyone💙

#Capitec #BankBetterLiveBetter

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KM
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Why I love banking with Capitec
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I have been banking with Capitec for 6 years . I love how they have good security on the banking app . For example you the app tells you if it is not Capitec that is calling you. I also love affordable banking charges and the fact that I can have multiple savings accounts that I can just open on my phone

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
R
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec Bank because it has affordable fees and a convenient online banking app. Gone are the days when I had to stand long queues to send money to my loved ones and also just to get a bank statement. I love, love it!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I Choose Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
Choosing Capitec was one of the most rewarding financial decisions I've made, it is affordable, their banking fees are really low, the mobile app on another hand is so seamless, I highly recommend Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Why i choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Ever since I joined Capitec back in 2011. That' was the best decision I've ever made. Because they have made my life so easy. I don't have to worry when it comes to sending money, payment of my bills, and purchasing something online and in stores. I can do that on my Capitec app which is simplified and customer-friendly with low fees. And there are no hidden charges.
The interest for my savings is a game changer.
Their service has been nothing but good. And that is why I recommend Capitec to anyone who wants to join or open a bank account.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Capitec Review
Overall rating
 
4.7
Price
 
4.5
Quality
 
5.0
Effectiveness
 
4.5
Capitec offers a seamless, cost-effective banking experience. Their mobile app is intuitive and reliable, allowing me to make payments, transfer funds, and manage my savings in seconds. With transparent, low fees and excellent customer service, Capitec delivers real value for money. It’s a bank that truly puts its clients first.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Capitec is worth using !
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have been with Capitec for the longest time since my varsity days in fact and I never had a problem with your service I always walk out happy I like to say that there are no hidden costs or Suprise costs to your Banking what do you see is literally what you get I remember during my varsity days as well where I could send my friends an amount less than R10 so they can make a withdrawal transaction maybe of about 50 Rands those were just our broke days but Capitec💰💰 carried us through and now I am an employee and I still swear by Capitec because it never disappointed ever

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MC
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Why I’ll Always Bank on Capitec 💳
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been banking with Capitec for years now, and honestly, it’s been one of the most stress-free parts of my adult life. They were the first bank I ever opened an account with, and from day one it’s been simple, transparent, and affordable.

What I love most is how they actually make my money work for me from 1% cashback on every swipe to low, easy-to-understand fees. Their app is clean and quick, so I can send money, buy airtime, or check my balance in seconds.

I also appreciate the peace of mind knowing my family is protected with their funeral cover. It’s not something you think about every day, but having it in place is a huge relief.

Overall, Capitec feels modern, accessible, and genuinely on my side it’s the kind of bank that grows with you

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
D
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Capitec Bank App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love how the app simplifies my life now I have more time on my hands thanks to Capitec bank App

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
K
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It’s a Flex banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I started Banking with them because of their low transparent banking fees! Since then I’ve found news reasons to love them even more!

Their app is so easy to use, and I can access my life cover as well as my funeral cover from the tip of my fingers.

Don’t have my card with me? Capitec pay with Tap and Go saves me!

I can pay bills so easily via the app and it’s affordable!

Capitec doesn’t stop amazing me! #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
No
Would you repurchase this product?
No
SD
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NO BETTER BANK THAN THIS 1!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec makes life extremely easy and it’s super convenient! I love how I don’t need my bank card all the time and the different saving plans help me so much to manage my money. Capitec banking app is very user friendly & I am very happy to be banking with Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
R
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Why I choose Capitec
Overall rating
 
4.2
Price
 
4.5
Quality
 
4.0
Effectiveness
 
4.0
I love Capitec as it has low banking fees, which allows me to keep more of my money in my pocket.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
O
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299 results - showing 46 - 60
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