SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.8 (299)
1524

User reviews

299 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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299 results - showing 16 - 30
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Capitec Bank
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I absolutely love banking with Capitec Bank . It’s so easy and convenient ❤️ The fees are so low it’s unbelievable. I love banking with a bank that’s intentionally about servicing their customers.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LN
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Convenience and service at its best
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has completely changed the way I bank. The app is quick, easy to use, and the cashless feature is a game changer, It saved me when I forgot my card, and I could still withdraw money and make payments with no hassle. Recently, it made my daughter’s birthday shopping smooth and stress-free. Affordable fees, great service, and true convenience. That’s why I choose Capitec always.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TS
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Capitec bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been banking with Capitec for many years now and I’ve never have problems with them . It’s always just been smooth . Even when my cards got stolen and fraud happened they successfully assisted me while I was in another country

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Why I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love banking with Capitec because it’s affordable, super easy to manage from my phone , Excellent customer service and I don’t have to deal with complicated banking products or surprise fees

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
CM
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Capitec The Best Bank Ever
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Best Bank Ever

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Why I continue to choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Besides the affordable rates for bank transfer, withdrawals, deposit and cash sent, anytime access to different saving accounts are a great essential. And the idea of including vouchers was absolutely genius and not forgetting the discounts for Showmax😍🤩 instead of paying my subscription for R120, I only pay R60! #whyichoosecapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Banking made simple & stress-free
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been banking with Capitec for years, and it’s made managing my money so much easier. The app is fast, secure, and easy to use. I can do everything from paying bills to applying for products without visiting a branch. The low, transparent fees mean I save more every month, and features like Capitec Pay make online shopping super safe and convenient. I recommend Capitec to anyone who wants affordable banking without sacrificing quality.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KT
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WhyIChooseCapitecCrew
Overall rating
 
4.7
Price
 
4.5
Quality
 
5.0
Effectiveness
 
4.5
Capitec is so reliable , their live better savings is my favourite feature.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MR
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Banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Switching to Capitec has been one of the best choices I’ve made for my finances. I love how affordable it is, the low fees help me save every month without even trying and the Live Better rewards feel like a little bonus for just doing my everyday banking. The app makes everything so quick and simple whether I’m sending money to family or applying for something new. I’ve saved more and stressed less since moving to Capitec and I honestly wouldn’t go back to my old bank. I am glad I chose to bank with Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RL
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I've been banking with Capitec for a while now, and I have to say, their mobile app is super convenient and user-friendly! 👍 I've had great experiences with their customer service team too - they're always helpful and responsive. One thing I'd suggest is maybe adding more features to their app, like budgeting tools or financial insights. Overall, though, Capitec is a solid choice for anyone looking for a reliable and easy-to-use banking solution.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Capitec is the best bank!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec & I have been using Capitec for the last 8 years! #WhylchooseCapitec is because of how easily accessible & convenient the app is anywhere & anytime.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MM
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My Capitec journey
Overall rating
 
4.3
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.0
I’ve been using Capitec for the last 10 years and its technology has been improving with each year. With low transactional fees and such a easy and friendly app.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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5-Star Bank
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
As a uni student running my own baking business, every cent counts and Capitec makes it so much easier to budget. The app helps me track my income from Robyn’s Delights, keep my personal and business expenses organised, and even save for ingredients or equipment without stress. I love how affordable the fees are, and the tools make managing both student life and entrepreneurship simple. Capitec isn’t just my bank, it’s my little budgeting partner.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RE
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I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I absolutely love Capitec! 💙
From the moment I joined, everything has been so simple, fast, and convenient. The app makes it easy to manage my money anytime, anywhere — no stress, no long queues, just smooth banking. Their service is friendly and efficient, and I always feel valued as a client. Capitec isn’t just my bank, it’s my everyday financial partner. I’m truly happy to be part of the Capitec family

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Why I Choose Capitec
Overall rating
 
4.5
Price
 
4.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec has truly made banking simple, affordable, and convenient. I love how everything can be done from my phone using the Capitec app from opening an account, transferring money, buying airtime, to paying bills all in just a few taps. The app is easy to use.
Whether I’m at home, on campus, or on the go, Capitec keeps my banking quick, stress-free, and in my control. Definitely one of the best banks for anyone who values both convenience and affordability. #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
Y
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299 results - showing 16 - 30
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