SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.8 (299)
1544

User reviews

299 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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299 results - showing 241 - 255
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Capitec Bank Review
Overall rating
 
4.7
Price
 
4.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec App Review by @Madumetja__M08

Using the Capitec App has completely transformed my banking experience, making it much easier and more convenient. I no longer have to visit a branch or wait in long queues — everything I need is literally at my fingertips.

My favourite feature of the app is the ability to send instant payments and buy airtime or electricity directly from my phone. It’s not only fast but also very secure. I love how user-friendly the interface is — even if you're not tech-savvy, it's simple to navigate and use.

The app saves me so much time in my daily life. I can check my balance, make transfers, and manage my savings goals all within minutes. It means fewer trips to the bank and more control over my finances on the go.

I would definitely recommend the Capitec App to anyone looking for a smart, efficient, and hassle-free way to bank. It’s reliable, easy to use, and packed with useful features that genuinely improve your financial experience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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How Capitec app made my banking efficient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0

The Capitec app is a game changer! No more standing in long queues — I do everything on my phone in minutes. love how smooth the Capitec app is. Transfers, payments, even opening accounts all done in a few taps. it's Efficient, secure, and user-friendly. The Capitec app streamlines digital banking with features like biometric login and instant payments it's on higher level. I definitely recommend it to anyone who wants a seamless banking services.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
EN
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Bank with Capitec
Overall rating
 
4.7
Price
 
4.0
Quality
 
5.0
Effectiveness
 
5.0
if you haven't downloaded this yet please do it now because I'm saving time to pay my bills within few minutes I'm done, I highly recommend it

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MM
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Favorite feature
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The ability to buy prepaid electricity, airtime, and data stands out as one of the best features for me. The process is seamless I can tap a few buttons to sort out essentials in seconds, making it ideal for urgent situations, even late at night.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TC
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Excellent informative and helpful App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank’s app has truly transformed my banking experience for the better! The convenience of managing my finances right from my smartphone is unmatched. My favorite feature is the Licence disc Renewal which allows me to renew my Licence quickly and easily—no more waiting in queues or dealing with paperwork. This feature saves me valuable time in my busy day-to-day life.

The user-friendly interface and real-time notifications keep me on top of my spending and account activity, giving me peace of mind. I would definitely recommend the Capitec app to others, as it simplifies banking and enhances financial management. Overall, it’s a fantastic tool for anyone looking to streamline their banking experience
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Rating the Capitec App
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I am super happy with the Capitec App. The efficiency is out of this world. I love that I can purchase almost anything using the app, anywhere and at any time. It's convenient and easy to use.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RH
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Capitec = Convenience
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec banking app is more of adulting made convenient and I love it. Capitec lets me buy airtime, pay rent, split bills, send money and transfer money into my savings account. Convenient at a finger tip.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love how convenient and user friendly the Capitec Bank App is. As someone who is constantly on the move and online, I ran out of data. Thanks to Capitec’s App I can always top up my airtime and data from a little as R5!

I would definitely recommend Capitec and it’s affordable 😉

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
My favorite feature is the Scan to pay, this feature helps you pay at any store without a bank card. And it has came through for me many times as someone who always forgets her bank card. Capitec has made banking very easy. I do recommend Capitec App, there's a lot you can do on the app, you can pay bills without having to go on those long queues, you can send money to everyone even internationally.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’m totally inlove with the Capitec app , it’s very convenient for me and one of my favourite features is the car disc renewal and that I’m able to pay for my fines with just one click .
#BankwithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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My experience with Capitec Bank
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I’d share my experience over and over again because I’m fully satisfied with Capitec banking and I’m here to stay, Active since 2014
#bankwithcapitec ❤️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Capitec Bank App
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank app makes it easier to transfer money without visiting the branch. I can even buy vouchers without going to the shops. I really recommend it.. This app really saves my time because there is no need to visit the branch even if I want my bank statements.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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A Bank you can trust
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
My sister’s car broke down 200km from home at 9PM 😰 We had no cash and no other bank cards with us. Thankfully, Capitec’s Emergency Cash feature came to the rescue! I was able to instantly withdraw R500 straight from the app—no paperwork, no delays. It paid for the towing and helped us get home safely that same night. This feature alone makes the app worth having. If you bank with Capitec, I highly recommend downloading the app to make your life simpler and more secure in emergencies!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App is convenience OVERLOAD, whether you’ve misplaced your card and need instant cash, need to load electricity, want to renew your license disk or you want to buy airtime all these are available on the app with no hassle. LOVE THAT ♥️😮‍💨

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
NN
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love the app so much. It saves me time and make my life easy

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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299 results - showing 241 - 255
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