SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.8 (299)
1527

User reviews

299 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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Price
Quality
Effectiveness
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299 results - showing 61 - 75
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Ordering
#WhyIChooseCapitec
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.5
I love how in control I feel of my money. Capitec bank just makes so much sense.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitec Bank
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
The capitec app is user friendly, very fast and effective. I love that i can do everything via the app, from sending money to paying services. I really recommend the Bank, it is the best

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KC
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Capitec Banking
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec has honestly made my life so much easier. The low, transparent fees mean I always know exactly what I’m paying for, and the app makes everything quick and stress-free from transfers to managing my account. Plus, the 1% cashback on every swipe is such a win! Definitely banking on better with Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec because of its low, simple and transparent banking fees and I've been using it for years now never had bad experience with Capitec. Their app is user friendly, you're able to make a transaction or purchase something using it without wasting time.💙 I'll choose Capitec again and again

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SP
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Capitec Makes Banking Simple and Affordable
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I joined Capitec because I wanted a bank that’s easy to use, affordable, and fits my lifestyle and that’s exactly what I got. From low transfer fees to convenient features like Scan to Pay, I can do everything from my phone without stress. Capitec is reliable, always gives me different ways to pay, and makes managing my money simple. That’s why I’m proud to bank with Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MT
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Mobile App
Overall rating
 
4.2
Price
 
5.0
Quality
 
4.0
Effectiveness
 
3.5
The Capitec app is very convenient and easy to use but can be very frustrating when there is no network connection or the app loses signal the whole day . It causes huge financial inconveniences for many people myself included.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Why I choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has made my life easy. From ease of making payments to affordable fees. Saving towards my desired goals has become so much easier

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Capitec review
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
As a student on a budget , Capitec never ceases to amaze me. I am all about making the best financial decisions and one thing i want in my life is to convenience myself in all ways possible.
Being busy with school and trying to maintain a good mental state and having capitec make things easier for me when i have to perform transactions , pay off my account or save my money is my biggest flex. They have such affordable monthly rates and its so easy to bank with them.
I thank my parents for choosing Capitec to be my first and only bank!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AA
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec bank is so efficient especially when it comes to renewing your licence disk and sending money.Its also very affordable

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Mr P
Overall rating
 
4.3
Price
 
5.0
Quality
 
4.0
Effectiveness
 
4.0
Easily the best bank I have ever banked with. Low bank charges, an ATM almost in every corner. Just convenience. Would definitely recommend.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Instagram: gifton_m - review tittle:affordable and accessible banking is the best banking.
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
- User-friendly digital platforms, like their mobile app, making it easy to manage accounts remotely
- Competitive interest rates on savings accounts and loans
- Accessible branch network, making it convenient to do banking in-person
- Simple and transparent fee structures
- Good customer service reputation

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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About the app
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
I'm a big fan of Capitec!
Their app is super user friendly, and I love how I can easily manage my finances, make payments, and track my spending all in one place.. Their customer service is also top notch always helpful and responsive. l'm happy to be a Capitec customer and would definitely recommend them to others! Mara tlogelang go tima app when it’s under maintainance hle bahn.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SS
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Capitec Pay
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
I absolutely love the safety of not sharing my banking details,just sharing my numbers to receive and send money ❤️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec after a few months of living far from home as a teenager. Before that I had to receive money through supermarkets. I choose Capitec because of the convenience, safety and low costs. The Capitec app is my favourite thing about banking with Capitec. It feels like walking into a branch. Paying a beneficiary and sending money is such a breeze. I love the convenience of paying for bills, buying utilities and paying my debit orders on time. I would choose Capitec any day! I bank on convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
W(
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WHY I CHOOSE CAPITEC
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I choose Capitec because it’s simple, affordable, and still efficient. I have been using it since I was 18 and it never disappoints! Their app is super easy to use, with low transaction fees and excellent rewards. For someone like me who’s always ordering online, making payments is quick and stress-free. Capitec truly makes banking effortless, and I’d recommend it to anyone who values convenience and great service.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
B
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299 results - showing 61 - 75
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