SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.8 (299)
1522

User reviews

299 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.8
Price
 
4.8(299)
Quality
 
4.8(299)
Effectiveness
 
4.9(299)
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Price
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299 results - showing 31 - 45
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Affordable banking
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
Capitec bank is has a user friendly app. Its bank charges are at the reasonable rate, making transfers from one bank to another is cost effective. I personally wouldn’t trade my account benefits for any other bank. #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MD
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Why I Love Capitec!
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec makes banking so simple for me. The fees are low and clear, no surprises, just R1 to pay another Capitec client and still affordable for everything else. The app is a lifesaver; I can pay, shop online with Capitec Pay, and track everything in seconds. Plus, 1% cashback on my credit card every month? Yes, please. Affordable, easy, rewarding. That’s why I’m with Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Banking made simple with Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec Bank because it makes banking simple, affordable, and transparent. Their low fees, easy-to-use app, and great customer service mean I always know exactly where my money is going – no hidden surprises, just smart banking that works for me.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Your best friend when travelling overseas
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I’ve been using my Capitec card for my entire Japan trip and not a single hiccup!!! I even managed to transfer money to someone back home instantly. The banking fees are so low and affordable. Capitec is such a baby girl.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Best Banking Experience
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec has been the best bank ive used so far. It has been years of using Capitec and i enjoy how transparent their fee charges are. I am now making huge purchases through Capitec Bank and fees are so reasonable and making my everyday banking an ease. High security banking where i know my money is protected. I highly recommend banking with Capitec if you want stress free banking

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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#WhyIchooseCapitec
Overall rating
 
4.0
Price
 
3.5
Quality
 
3.5
Effectiveness
 
5.0
Capitec bank is one of the most known banks . Besides that I was influenced to join Capitec bank because of the low bank charges and because it is so convenient to use. I was able to open my bank account with them while I was still in high school and I have never looked back since. I love Capitec bank because how user friendly the app is and it’s not time consuming.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KP
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Why I choose Capitec
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I don’t imagine using another bank. I have been using it for years. I’m happy with Capitec and I feel safe with it. Easy to navigate the app and move around my financials.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec is so convenient. Been a customer for over 5 years .

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Banking made simple with Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec Bank because it makes banking simple, affordable, and transparent. Their low fees, easy-to-use app, and great customer service mean I always know exactly where my money is going – no hidden surprises, just smart banking that works for me.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
Report this review Comments (0) | Was this review helpful? 0 0
#WhyIChoooseCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have been a Capitec user since 2018. I have seen it transform my financial life and banking processes❤️💙

I love Capitec bank so much because it is convenient, and I can access so many things just through my mobile banking app. I can pay my insurance policy , make internal transfers and I also love that you can redeem cash send vouchers at stores like Pick’N’Pay , Shoprite and checkers 💙❤️ You have to switch to Capitec if you want to bank with convenience 😊#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KM
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#WhyIChooseCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank has been a game-changer for me. Their app is simple, fast, and easy to use, making banking stress-free and convenient. I love that I can manage everything from my phone, from payments to savings, without wasting time in long queues. Their customer service is friendly and efficient, and the low fees are just the cherry on top. Banking made simple, affordable, and smart! exactly what I need! 💳📱✨

#WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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#WhyIChooseCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love using Capitec cause it makes my life easy, I don’t have to go out or be on ques , I can do everything electronically on my app! I love it and I recommend highly

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love banking with Capitec because it is affordable,reliable and has effective and convenient features on the app that make everyday banking feel easy.Theres low low fees for transactions too.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
P
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Banking better
Overall rating
 
4.2
Price
 
5.0
Quality
 
4.5
Effectiveness
 
3.0
Best bank with low rate and the bank that pays you when you spend your money

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JB
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Been with Capitec for 9 years!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec because I wanted a bank that makes things simple and affordable. From day one, I’ve loved how easy it is to manage my student allowance with their app, and how transparent the fees are. Every transaction feels effortless, and I know exactly where my money is going. I stay with Capitec because they value convenience, innovation, and their clients and that’s why they’ll always be my first choice!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AK
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299 results - showing 31 - 45
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