SERVICE INSIDER

Capitec Bank Safety

Hot
Updated August 05, 2025
 
4.9 (294)
999

User reviews

294 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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Price
Quality
Effectiveness
Product Recommendation
Comments
294 results - showing 136 - 150
« 1 ... 9 10 11 ... »
Ordering
Convinience of paying car licence disk in less than a minute. Best any bank has ever offered
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I haven’t been mobile for the past 5 months, because of long Ques on stations where I’m supposed to renew my disk, I did that on my app on Saturday and today is a Thursday and guess what? I have a new disk and definitely driving for a coffee! Eneneni we are banking better with Capitec! Amongst other valuable things that you can do on the app, this is the best to ever happen to a forever booked qns busy lady like me.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SN
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Very satisfied with the Capitec banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been with Capitec for over 10 years now and all I can say is I’m very satisfied with everything till date.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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The best bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have been using Capitec for over 12 years. It was my very first bank accounts and I’ve used other banks after but I still prefer Capitec. I love how user friendly the app is, and a major plus for me has been how easy it is to using my card and app when I’m abroad. I highly recommend banking with Capitec because it’s made my life so much easier.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AT
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Why I love Capitec
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.5
I love Capitec so much is the hill I'm willing to unalive on lol.. convenience is very important to me and I don't compromise. Capitec app makes things easier for me, I can pay people with ease and fast. I can purchase online and still feel protected and safe. The more transactions I make the more rewarded I get from LIVE accumulations. I love it it here

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Best bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The best bank in SA . It truly makes my life so simple and easy keep up the good work

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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A Must-Have for Students
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
As a student, managing finances can be stressful, but the Capitec app has truly made banking simple, safe, and incredibly convenient. From the moment I downloaded the app, the user interface felt intuitive and easy to navigate even for someone who isn’t a tech expert.

One of the biggest advantages of the Capitec app is how secure it is. Every transaction requires authentication, and you get instant notifications, which gives peace of mind. You always know what’s happening with your account in real-time. Features like biometric login add another layer of security, which is great when you’re constantly on the go.

The app also makes everyday banking tasks super convenient. I can buy airtime and data, pay accounts, send money, and even open fixed or flexible savings plans without stepping into a branch. It’s perfect for students like me who have busy schedules and limited time. Transferring money between accounts or to friends is quick and free, and the layout makes everything easy to understand.

What I also appreciate is how the app helps with budgeting. It clearly shows your spending patterns and account activity, which is helpful when you’re trying to manage a tight student budget.

Overall, the Capitec app is reliable, secure, and user-friendly. This is exactly what any student needs in a banking app. I highly recommend it to anyone looking for smart, modern banking at their fingertips.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
DL
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Banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec bank app is super convenient, you’re able to spilt your money into different accounts, pay accounts at the comfort of your home. All this at low charges

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Fast and efficient
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
Imagine having the power to manage your money, pay bills and send funds with just a few taps on your phone. The Capitec is so fast and effective.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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Love At First Tap- Thanks Capitec!
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Transferring money, buying airtime or electricity, and checking my balances are all quick and easy. I also appreciate the extra features like budgeting tools and the ability to apply for credit or savings accounts directly from the app. It really puts full banking control in your hands.

What stands out most is the speed— transactions reflect almost instantly.

While no app is perfect, Capitec has clearly put in the effort to make this one intuitive and practical for everyday users. Highly recommended if you want a banking experience that’s simple, secure, and efficient.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Best banking app ever
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec App is always the best, the convenience that comes with it is insane, try it you will never go back #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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A bank for the people!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I'm thoroughly impressed with Capitec Bank! Their commitment to putting customers first is truly admirable. The app is user-friendly, and their customer service team is always helpful and efficient.

What I appreciate most is their focus on making banking accessible and affordable for everyone. Their fees are transparent, and their services are designed to meet the needs of real people, not just big corporations.

Capitec is indeed a bank for the people, and I feel proud to be a part of their community! 👏💯


#BankwithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Capitec is definitely a bank for the people!
Overall rating
 
4.5
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.0
There’s not bank that is for the people like Capitec back…Everything is one click away and honestly you will never have problems like crazy charges or unsafe money transfers.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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Capitec App Review
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I've been using Capitec's mobile banking app for years now, and I'm impressed with its practical features ( and them getting improved wisely) that make everyday banking much more convenient.
The fund transfer function works seamlessly - whether I'm sending money to family or paying bills, transactions are processed quickly and reliably. The interface is intuitive, making it easy to navigate even for routine banking tasks.
One feature I particularly appreciate is the ability to save my electricity meter details. This saves significant time when purchasing prepaid electricity, as I don't need to re-enter my meter number each time. It's these thoughtful touches that show Capitec understands their customers' daily needs, those touches are needed.
The app is stable and user-friendly, with clear transaction confirmations and a straightforward layout. Overall, it has simplified my banking routine considerably.
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
HR
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Safety of using Capitec app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec is the safest bank you can use in south Africa

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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Bank Better with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I recommend having the Capitec app on your phone. It’s very convenient and efficient, making life simpler by running certain errands literally on your phone. Highly recommended
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SK
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294 results - showing 136 - 150
« 1 ... 9 10 11 ... »