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Capitec Bank Safety

Hot
Updated November 11, 2025
 
4.8 (300)
2014

User reviews

279 reviews with 5 stars
300 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
 
0%
Overall rating
 
4.8
Price
 
4.8(300)
Quality
 
4.8(300)
Effectiveness
 
4.9(300)
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279 results - showing 91 - 105
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Capitec bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec has made my life very easy and convenient. I love everything about capitec from the fees,life cover,capitec pay and the app is so easy to use.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
VM
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The best in the game!!!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been using Capitec bank for the past 10years now and it has been an amazing experience with them,great service,convenient,not expensive,the consultant always willing to help.i love Capitec bank and I don’t see myself moving to anywhere else.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Capitac Bank Safety
Overall rating
 
4.7
Price
 
4.0
Quality
 
5.0
Effectiveness
 
5.0
I never encountered any issues with Capitec Bank I have been using it for 5 to 10 years.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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Capitec
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
The Capitec app is user-friendly, secure, and convenient, making it ideal for everyday banking. It allows you to check balances, send money, buy airtime, and apply for credit anytime, with fast login options like fingerprint or facial recognition. While it occasionally has minor bugs or delays, it remains one of the most reliable and affordable banking apps in South Africa.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
ND
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Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The app is super easy to browse (user friendly), can accomodate different age ranges in using it. I love how fast it is whether I’m sending money or buying airtime, no waiting for an app that loads forever. I can fully say almost everything I need is right in the app, I don’t have to go to the bank. Using the app without data or airtime make it easy to use the app anywhere anytime, just the convinience I need as a very busy person. I'd rate the app a 9,5/10

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
Z
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Fast , easy and convenient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec is by far the best bank when it comes to fees, convenience and safety . I highly recommend one to download the app because you can literally do everything on it without having issues of going to the bank. My entire family switched over to Capitec bank and they’ve been this happy!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
CJ
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Capitec App is a game changer
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Using the Capitec Banking App has completely transformed how I manage my finances. 🙌 No more long queues or rushing to the bank—everything I need is at my fingertips!

💡 Favourite feature? Definitely the easy-to-use Live Better savings tools and the quick payments function. I love how seamless it is to send money or buy airtime/data in seconds!

⏰ The app has saved me so much time—I can pay bills, transfer money, and check balances all in one go, even while I’m on the move.
Would I recommend it? 100%! It’s simple, safe, and super efficient. If you haven’t switched to banking the smart way, now’s the time.

#BankWithCapitec
@YourTwitterHandleHere

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LH
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Bank with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has truly revolutionized banking with its user-friendly app, low fees, and efficient service. From opening an account to managing daily transactions, everything is simple, fast, and secure. I especially love how easy it is to make transfers, buy airtime, and track spending—all in one place. The SmartPay and Save features help with budgeting and financial planning, making it ideal for anyone wanting to stay in control of their money. Overall, Capitec offers a modern, reliable, and customer-focused banking experience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
Q
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Capitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec Banking App is so convenient, it lets you pay your bills/ electricity/top up airtime and many more at the comfort of your house. I really recommend having this Banking App.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
VJ
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Capitec is so convenient!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec banking app is user-friendly and all the features make my life easier. This is effortless banking

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TL
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Best banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I have had the best experience using the app🤍 love it so much

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Capitec banking app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec banking app is the best app , convenient , easy to use anywhere . No need to stand in long ques

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
L
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MARIAAN x Capitec
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
It’s one of the safest banking apps in South Africa. It’s also user friendly and super convenient.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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The Best
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
The app is so easy to use. You can do almost everything using the Capitec App, buying airtime, data, electricity, paying your bills and many more. What I like the most is that you can do anything anywhere because it is so quick. It does not even need you to have data bundles to use it.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Easy and Convenient Banking App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Besides the Live Better Savings feature that saved me, the new security features are so helpful. These features are ensuring of safety and security when using the bank app, not making it easy to go through with suspicious activities on your app but rather making it easy for you to keep your finances safe. It may not save you time per se but it saves your life.

I would definitely recommend Capitec App, emphasizing on the efficiency and effectiveness of the app.
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SV
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279 results - showing 91 - 105
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