SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.9 (296)
1235

User reviews

276 reviews with 5 stars
296 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(296)
Quality
 
4.9(296)
Effectiveness
 
4.9(296)
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276 results - showing 61 - 75
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec bank is so efficient especially when it comes to renewing your licence disk and sending money.Its also very affordable

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Instagram: gifton_m - review tittle:affordable and accessible banking is the best banking.
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
- User-friendly digital platforms, like their mobile app, making it easy to manage accounts remotely
- Competitive interest rates on savings accounts and loans
- Accessible branch network, making it convenient to do banking in-person
- Simple and transparent fee structures
- Good customer service reputation

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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About the app
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.5
Effectiveness
 
4.5
I'm a big fan of Capitec!
Their app is super user friendly, and I love how I can easily manage my finances, make payments, and track my spending all in one place.. Their customer service is also top notch always helpful and responsive. l'm happy to be a Capitec customer and would definitely recommend them to others! Mara tlogelang go tima app when it’s under maintainance hle bahn.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SS
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Capitec Pay
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
I absolutely love the safety of not sharing my banking details,just sharing my numbers to receive and send money ❤️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Why I choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec after a few months of living far from home as a teenager. Before that I had to receive money through supermarkets. I choose Capitec because of the convenience, safety and low costs. The Capitec app is my favourite thing about banking with Capitec. It feels like walking into a branch. Paying a beneficiary and sending money is such a breeze. I love the convenience of paying for bills, buying utilities and paying my debit orders on time. I would choose Capitec any day! I bank on convenience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
W(
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WHY I CHOOSE CAPITEC
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I choose Capitec because it’s simple, affordable, and still efficient. I have been using it since I was 18 and it never disappoints! Their app is super easy to use, with low transaction fees and excellent rewards. For someone like me who’s always ordering online, making payments is quick and stress-free. Capitec truly makes banking effortless, and I’d recommend it to anyone who values convenience and great service.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
B
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The Bank You Can Trust
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Consistent, reliable and hands down the most transparent bank around.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JB
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Banking Made Simple and Convenient
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec makes banking simple, affordable, and stress free. I joined for the transparency and stayed for the excellent service and convenience. #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MG
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Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
This has been my bank for the past 15 years , I don’t see myself using another bank. I love their low charges and the fact that I can a lot on the one global savings account. I’ve even accounts for my kids ,literally the best 🙌 I highly recommend them

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
BG
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Capitec Pay so good!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I enjoy the convenience that capitec pay gives me as a girl who loves online shopping!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MR
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Capitec app
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec has made banking simple, affordable, and stress-free. From the warm welcome when I joined to the ease of using the app, I’ve always felt valued, not just like another customer. They’ve truly earned my trust.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
OM
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The best in SA. If I have to mention one thing that I don’t regret doing as a young adult is banking
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I just love it

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MM
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Miss
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec truly has saved me thousands ! As a student I didn’t have much and Capitec made banking so affordable and easy! Love Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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From last year of high school till now. Been with Capitec for 9 years!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I joined Capitec because I wanted a bank that makes things simple and affordable. From day one, I’ve loved how easy it is to manage my student allowance with their app, and how transparent the fees are. Every transaction feels effortless, and I know exactly where my money is going. I stay with Capitec because they value convenience, innovation, and their clients, and that’s why they’ll always be my first choice!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
AK
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Capitec is the best
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
I love Capitec, with its low transfer prices, easy to bank with and is made for everyone

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
JM
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276 results - showing 61 - 75
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