SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.9 (296)
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User reviews

276 reviews with 5 stars
296 reviews
5 stars
 
93%
4 stars
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(296)
Quality
 
4.9(296)
Effectiveness
 
4.9(296)
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276 results - showing 16 - 30
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Why I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love banking with Capitec because it’s affordable, super easy to manage from my phone , Excellent customer service and I don’t have to deal with complicated banking products or surprise fees

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
CM
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Capitec The Best Bank Ever
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Best Bank Ever

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Why I continue to choose Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Besides the affordable rates for bank transfer, withdrawals, deposit and cash sent, anytime access to different saving accounts are a great essential. And the idea of including vouchers was absolutely genius and not forgetting the discounts for Showmax😍🤩 instead of paying my subscription for R120, I only pay R60! #whyichoosecapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SM
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Banking made simple & stress-free
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I’ve been banking with Capitec for years, and it’s made managing my money so much easier. The app is fast, secure, and easy to use. I can do everything from paying bills to applying for products without visiting a branch. The low, transparent fees mean I save more every month, and features like Capitec Pay make online shopping super safe and convenient. I recommend Capitec to anyone who wants affordable banking without sacrificing quality.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
KT
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WhyIChooseCapitecCrew
Overall rating
 
4.7
Price
 
4.5
Quality
 
5.0
Effectiveness
 
4.5
Capitec is so reliable , their live better savings is my favourite feature.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MR
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Banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Switching to Capitec has been one of the best choices I’ve made for my finances. I love how affordable it is, the low fees help me save every month without even trying and the Live Better rewards feel like a little bonus for just doing my everyday banking. The app makes everything so quick and simple whether I’m sending money to family or applying for something new. I’ve saved more and stressed less since moving to Capitec and I honestly wouldn’t go back to my old bank. I am glad I chose to bank with Capitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RL
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I've been banking with Capitec for a while now, and I have to say, their mobile app is super convenient and user-friendly! 👍 I've had great experiences with their customer service team too - they're always helpful and responsive. One thing I'd suggest is maybe adding more features to their app, like budgeting tools or financial insights. Overall, though, Capitec is a solid choice for anyone looking for a reliable and easy-to-use banking solution.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Capitec is the best bank!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec & I have been using Capitec for the last 8 years! #WhylchooseCapitec is because of how easily accessible & convenient the app is anywhere & anytime.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MM
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5-Star Bank
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
As a uni student running my own baking business, every cent counts and Capitec makes it so much easier to budget. The app helps me track my income from Robyn’s Delights, keep my personal and business expenses organised, and even save for ingredients or equipment without stress. I love how affordable the fees are, and the tools make managing both student life and entrepreneurship simple. Capitec isn’t just my bank, it’s my little budgeting partner.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RE
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I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I absolutely love Capitec! 💙
From the moment I joined, everything has been so simple, fast, and convenient. The app makes it easy to manage my money anytime, anywhere — no stress, no long queues, just smooth banking. Their service is friendly and efficient, and I always feel valued as a client. Capitec isn’t just my bank, it’s my everyday financial partner. I’m truly happy to be part of the Capitec family

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Why I Choose Capitec
Overall rating
 
4.5
Price
 
4.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec has truly made banking simple, affordable, and convenient. I love how everything can be done from my phone using the Capitec app from opening an account, transferring money, buying airtime, to paying bills all in just a few taps. The app is easy to use.
Whether I’m at home, on campus, or on the go, Capitec keeps my banking quick, stress-free, and in my control. Definitely one of the best banks for anyone who values both convenience and affordability. #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
Y
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Affordable banking
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
Capitec bank is has a user friendly app. Its bank charges are at the reasonable rate, making transfers from one bank to another is cost effective. I personally wouldn’t trade my account benefits for any other bank. #WhyIChooseCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MD
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Why I Love Capitec!
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
Capitec makes banking so simple for me. The fees are low and clear, no surprises, just R1 to pay another Capitec client and still affordable for everything else. The app is a lifesaver; I can pay, shop online with Capitec Pay, and track everything in seconds. Plus, 1% cashback on my credit card every month? Yes, please. Affordable, easy, rewarding. That’s why I’m with Capitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
M
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Banking made simple with Capitec Bank
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
I love Capitec Bank because it makes banking simple, affordable, and transparent. Their low fees, easy-to-use app, and great customer service mean I always know exactly where my money is going – no hidden surprises, just smart banking that works for me.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PM
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Your best friend when travelling overseas
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I’ve been using my Capitec card for my entire Japan trip and not a single hiccup!!! I even managed to transfer money to someone back home instantly. The banking fees are so low and affordable. Capitec is such a baby girl.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TM
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