SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.9 (294)
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User reviews

294 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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294 results - showing 181 - 195
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Ordering
Banking easy with capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0

It’s been 5 years now since I started banking with Capitec, and I can confidently say it’s been an amazing journey. The bank has proven to be reliable, relatable, and incredibly easy to use. The Capitec app has truly changed my life for the better — I can quickly view my balance, make instant money transfers, and shop online with ease.

One of the things I appreciate the most is how convenient it is to find a Capitec ATM almost anywhere in the country. No matter where I go, I know there’s always one just around the corner.

Capitec really goes above and beyond for its clients. From low bank fees to fast service and user-friendly tools, it's clear why so many people trust Capitec. It's a top-notch bank that continues to deliver


Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TK
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#BankWithCapitec
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.5
Effectiveness
 
4.5
Capitec truly understand its clients' pockets. Not only does it charge low banking fees but it make provision for many services online, saving me time and money of having to visit a branch.

Because of capitec I have been able to access a much needed loan to pay for my son's school fees and I can easily but data, electricty and airtime on the app when I run out.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
OR
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Capitec
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
Best bank ever! With the best banking app.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LX
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec bank app has made my life easier by just existing because i can do everything on the app life buying electricity & airtime
Literally buying airtime
I can transfer money anytime
I can recommend the app because i have seen how it has made my life easy and i would love to make other people’s lives easy

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
RA
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Capitec Banking App
Overall rating
 
4.8
Price
 
5.0
Quality
 
4.5
Effectiveness
 
5.0
The Capitec App has completely changed the way I manage my money – it's honestly made banking so much simpler and stress-free! From sending payments in seconds to checking my balance instantly, everything is just so easy to use.

My absolute favourite feature? Scan to Pay! It's quick, secure, and perfect for making payments on the go without needing to carry my card around. Plus, I love how I can buy airtime and electricity in just a few taps, no more late-night trips to the store!

It saves me so much time during the week – I literally handle all my banking in minutes, from wherever I am. Whether I’m paying friends back, checking debit orders, or updating limits, it’s all there.

I’d 100% recommend the Capitec App to anyone looking for a smart, reliable, and user-friendly banking app. It’s perfect for busy people who need everything at their fingertips.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
LM
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The Capitec App makes life easier
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
The Capitec App has made my life so much easier. I use it to buy electricity, send money, and pay for things—all from my phone. It’s fast and simple.

My favourite thing is how quick it is. I don’t need to stand in queues or go to the bank. Even late at night, I can still use the app to get what I need.

It saves me a lot of time every day. I would tell anyone to try it if they want easy, safe, and stress-free banking.

ntobehh_sparkles
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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#BankWithCapitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App has been a game changer in terms of managing my money.
Here is why I love the Capitec App:
• Super Convenient: From paying electricity in seconds to checking my balance anytime, everything is just a tap away. No more queues!
• Favourite Feature: The biometric login (Face ID) - so secure and saves me from remembering passwords. Also, the spending insights help me to budget smarter.
• Time-Saver: I can snap and pay for electricity, send cash to friends and even buy airtime without stressing. It is like having a bank branch in my pocket!
• Would I Recommend It? Absolutely! Whether you are a student, busy parent of a freelancer, this app makes like easier.

#BankWithCapitec - Thanks for an app that actually works!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Expectional banking at the top of my fingers
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The app is so convenient for me because I lead a busy life and sometimes I need to make transactions on the go and with running different side hustles now my clients can send me money to the respective, different savings accounts I have opened which is my favorite feature. Need accessible and simple banking Capitec Bank is the place to go. Highly recommend it.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Capitec Banking App
Overall rating
 
4.7
Price
 
5.0
Quality
 
4.0
Effectiveness
 
5.0
The Easy Equities future and the purchasing of airtime and data are my most favorite features on the Capitec Banking App. These two features I use them on a daily basis to top up my airtime and my EE account with money. My life has been made so easy because of these two. And it has so many more features that one can use, hassle free.
Capitec is a reliable bank that you can trust with your money or to make any transaction from paying people, cash sends, buying electricity, airtime and data and buying vouchers. I rate it 5 out of 5 for a great banking experience.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MS
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Makes Banking Easy
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0


I love the Capitec App! It makes my life so much easier — I can send money, buy airtime, and do all my banking quickly and safely.
My favourite feature is how fast payments reflect — no waiting, no stress.
As a mom and business owner, this app saves me time every day. Highly recommend it! 💚
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
BM
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@Zama_Malunga
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App makes running my online business so much easier. I use it daily to pay suppliers, buy data, and even Scan to Pay when I forget my card 😅
It’s quick, reliable, and helps me stay on top of everything. Highly recommend it to other small biz owners!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Capitec Banking App
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
The Capitec banking app is the most convenient money app I’ve used to date. It is very simple to use and you can use it for almost everything,it has really simplified my life saved me a lot of time waiting in queues. I totally recommend ❤️

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PT
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Capitec banking app
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
Easy to use & fast

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
TA
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Reliability
Overall rating
 
4.7
Price
 
4.5
Quality
 
4.5
Effectiveness
 
5.0
The best app ever. I would recommend it any day, anytime.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
MM
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Best convenient app
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
The @CapitecBankSA app is truly top-tier 🙌🏾 I pay bills, renew my licence disc and buy airtime, all in minutes, all from my phone. No queues, no fuss. Just convenience 📲

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
NS
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294 results - showing 181 - 195
« 1 ... 12 13 14 ... »