SERVICE INSIDER

Capitec Bank Safety

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Updated August 05, 2025
 
4.9 (294)
999

User reviews

294 reviews
 
93%
 
7%
3 stars
 
0%
2 stars
 
0%
1 star
 
0%
Overall rating
 
4.9
Price
 
4.9(294)
Quality
 
4.9(294)
Effectiveness
 
4.9(294)
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294 results - showing 151 - 165
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Stress-free, reliable banking with the Capitec App
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App really came through for me during a critical business moment. I had to make an urgent payment to secure a deal and the app made it quick and effortless. No delays, no stress. What I love most is how user-friendly it is. Whether I’m sending money, checking balance or buying electricity, everything happens in seconds. It saves me so much time in my day-to-day life, especially as someone who is always on the go. I would definitely recommend the app to anyone who wants fast and reliable banking right from their phone. #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
R
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The most convenient banking app by far you are literally walking around with a bank in your pocket
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
The most convenient banking app by far you are literally walking around with a bank in your pocket #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SN
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BankWithCapitec
Overall rating
 
4.8
Price
 
5.0
Quality
 
5.0
Effectiveness
 
4.5
The Capitec app is a game-changer for banking in South Africa, offering a wide range of convenient features that make managing your finances a breeze. With the app, you can open an account, send cash, shop online, make instant payments, and even renew your vehicle license disc - all from the comfort of your own home. The app's personalized account overview, advanced security, and multiple payment solutions like Capitec Pay, Pay Me, and PayShap make banking seamless.

*Key Features:*

- *Account Management*: Open an account with just a selfie and ID number
- *Instant Payments*: Pay anyone instantly, regardless of their bank, for a low fee
- *Secure Login*: Log in safely using facial or fingerprint recognition
- *Scan to Pay*: Go cardless by scanning QR codes for safe and quick payments
- *Card Management*: Enable or disable tap-to-pay, adjust spending limits, and block lost or stolen cards

Users rave about the app's convenience, security, and user-friendly interface. Some highlights from user reviews include¹ ²:
- "The Capitec App has made my life easier because of how convenient it is!"
- "I've been using the app for a few years now and I can't imagine my life without it."
- "The app is incredibly easy to use, even for those who aren't tech-savvy."
- "The security features are top-notch, knowing my money won’t just disappear from my bank puts me at ease."

The Capitec app seems to be a reliable and efficient way to manage your finances on-the-go.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
S
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Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec's Live Better savings feature is a game-changer! 🙌 I used it to fix my trusty sewing machine, and now I'm creating again! The Capitec app makes managing my finances so convenient. Highly recommend! 🤝 #CapitecJustLikeThat #BankWithCapitec
#Gifed

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
A
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Effortless Banking with Capitec!
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Using the Capitec app has completely changed the way I manage my money. It’s fast, reliable, and super easy to use — no more queues or waiting for banking hours! I love the biometric login and how quickly I can send money or buy airtime with just a few taps.

My favourite feature? Definitely the Track Money tool. It helps me stay on top of my spending and budget better every month.

The app honestly saves me time every single day – from paying bills to checking balances, it’s all instant and in my hands. I’ve already recommended it to friends and family, and I’d do it again!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Bank with capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Capitec Bank makes things simple and easy every time

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
G
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CAPITEC APP IS THE BEST APP
Overall rating
 
4.7
Price
 
4.5
Quality
 
5.0
Effectiveness
 
4.5
I absolutely LOVE my Capitec App I have been with Capitec for so many years and they keep making it easier and more convenient as time goes on and honestly I appreciate it so much , because there is nothing more annoying than a complicated banking app when you need to get things done in a hurry. I love that I can use my app anywhere and every where and it always keeps me updated with everything new in app , transactions. Safety features.

Everyone should #BankWithCapitec !!!

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
C
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I love banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
My grandma recommended Capitec to me before I could even get access to banking. Funny she used to say the fees are fair and now a decade later I can surely say the same. I been banking with Capitec for years and never have any issues instead I’m always trilled out by how they making banking easier and easier everytime they update the app.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N
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Convenience of Banking with Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Banking with Capitec has made running errands convenient with the Capitec app. It is loaded with transactions that allow you to skip the lines and tick priorities in a fast and easy manner without needing to leave the comfort of your home.

I would definitely recommend switching to Capitec to access this incredible service.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
SG
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Banking experience
Overall rating
 
4.8
Price
 
4.5
Quality
 
5.0
Effectiveness
 
5.0
I’m a certified Capitec user, I’ve been using the banking app since forever and it truly transformed how I manage my finances. My Capitec app makes all banking tasks whether checking balances, transferring funds, or paying bills quick and hassle-free. Highly recommended for anyone looking for a reliable and convenient banking experience on their mobile device. #BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
NM
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#BankWithCapitec #CapitecJustLikeThat
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
Ever since I joined Capitec, my life has been very easy. CapitecApp have saved me so many times plus their bank charges are not insane. Capitec came through for me when I didn’t have enough money to do grocery at home, someone asked me if I know anything about Live better feature and what it for.

For many years been seeing it and not knowing what it does, only to find out that it saves for you as it charges you R2.50 when you do any payment or swipe at any store and save it for you. As I’ve been using Capitec Bank for 8years, I saved up to almost R2000! i used that amount and told everyone using Capitec to check that feature, it will save you on rainy days.

I will recommend everyone to use or switch to Capitec Bank for efficiency, reliable and convenient banks ever! #CapitecBank really cares for their clients with that and more, imagine on their WhatsApp channel they have educative Challenges to make you a better person and that you notice fraud coming your way and if you get all questions right, they pamper you with free Data! With Capitec everything is here at your fingertips.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
@
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Capitec Banking App is Amazing , and make my life so much easier
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
From the Age of 18 I am a Customer of Capitec and always very happy by using them and using the Capitec App . Capitec help me in so many ways , I can buy Data & Airtime , I can buy electricity , renew my license disc , buy someone a voucher , making loans , sending money to a person , capitec app does everything , I don't have to visit a shop to do this kind of things , I can sit in a restaurant or at home , everywhere I am doing everything on Capitec banking app. Make my life way to easy and to spare me some time , capitec thank you fot making your app so easy to use .

Me and my friends are really greatful for capitec , you've done it again

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
N(
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Banking With Capitec
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0
The Capitec App makes life so much easier because you can pay your bills in no time anywhere you maybe. I definitely recommend it if you want a bank and App that is all about convenience. #BankWithCapitec.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
PL
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Capitec it’s the best
Overall rating
 
4.5
Price
 
4.5
Quality
 
4.0
Effectiveness
 
5.0
Capitec is definitely the best,its super effective and easy to use.

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
T
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Makes Banking So Easy
Overall rating
 
5.0
Price
 
5.0
Quality
 
5.0
Effectiveness
 
5.0


I love the Capitec App! It makes my life so much easier — I can send money, buy airtime, and do all my banking quickly and safely.
My favourite feature is how fast payments reflect — no waiting, no stress.
As a mom and business owner, this app saves me time every day. Highly recommend it! 💚
#BankWithCapitec

Product Recommendation

Would you recommend this product?
Yes
Would you repurchase this product?
Yes
BM
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294 results - showing 151 - 165
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