Review Detail

Capitec has truly redefined what banking should feel like — simple, transparent, and designed around the customer. I love that there are no hidden fees and everything is straightforward, from everyday banking to business tools like their card machines. Their fast, free next-day payouts (even on weekends and public holidays) keep my business cash flow smooth, and the low transaction fees mean I get to keep more of what I earn.

The app is user-friendly, making it easy to track finances, manage accounts, and make payments on the go. Whether it’s personal or business banking, Capitec delivers with efficiency, reliability, and great customer service.

If you want banking that’s modern, affordable, and truly puts you first — I highly recommend Capitec.